Future Generali is one of the leading general insurance companies in India offering travel, health, accident, car & many more plans which suits your needs best.
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COMMERCIAL INSURANCE

Group Health

 

Are you an employer who has a fairly big organization and is worried about the well being of his employees, and more specifically about their health and health costs? Do you find it very cumbersome to opt for individual policies for each employee? If you are the owner or otherwise have the need to get mediclaim for a large group of people, and find it very cumbersome to get separate policies for every member, our Group Mediclaim Solutions are for you.

What’s Covered

  • This policy is primarily offered to employers to cover their employees under a Group Health Insurance Policy and to other groups as per group guidelines of IRDAI.

  • Cashless facility eliminating the entire trouble of documentation and direct settlement of your employees bills directly with the hospital.

  • The policy covers almost everything- from the time your employee steps into the hospital until discharged. The normal costs that are covered are room and boarding expenses, nursing expenses, fees for the surgeon, anesthetist, medical practitioner and consultant, fees for specialists, charges for anesthesia, blood, oxygen and the operation theatre, charges for surgical appliances, medicines and diagnostic materials and charges for X-rays, dialysis, chemotherapy, medicines and so on.

What's Not Covered
  • All expenses arising from AIDS and related diseases.

  • Cosmetic, aesthetic or related treatment.

  • Claims arising due to use of alcohol and/or intoxicating /psychotropic drugs whether prescribed or not.

  • War, invasion, acts of foreign enemies, hostilities (whether war be declared or not) civil war etc.

  • Intentional self injury.

  • Any claim directly or indirectly caused by or contributed to by nuclear weapons and materials.

  • The treatment of obesity (including morbid obesity) and other weight control programs, services and supplies.

  • Congenital external illness/disease/defect.

Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

 

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.