Student Travel Insurance
Find out how this plan works for you
Studying abroad? Your insurance is as important as everything else.
While studying in a foreign land is exciting, it comes with its fair share of uncertainty. However, with Future Student Suraksha, you can be sure that everything will be taken care of. This two-year plan covers everything, from your medical expenses and passports to special allowances like tuition fees and sponsor protection.
18 years to 35 years.
Pre-Acceptance Medical Tests
- Medical tests are waived if there is no adverse health declaration on your proposal form
- Medical tests required if there is any adverse health declaration on your proposal form. 50% of the test charges are reimbursed, if you are insured with us.
- Medical Report Validity - 30 days from the date of the tests conducted.
- Coverage of Medical Expenses
Our Travel insurance plans takes care of your medical expenses due to accident and sickness while travelling.
- Baggage Delay and Baggage Loss
Compensation for reasonable expenses incurred for purchase of emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas. In case of loss of baggage, we shall pay upto the specified maximum limit.
- Loss of Passport
Compensation for reasonable expenses incurred in obtaining a duplicate or temporary passport overseas.
- Tuition Fee*
Provides reimbursement of un used tuition fees if you suffer any of the following conditions and are not able to continue your studies for the remaining part of a school semester for which tuition fee has been paid, if –
you are hospitalised for more than one consecutive month for covered Injury / sickness or in case of terminal illness or in case medical repatriation, or in case of accidental death of immediate family member.
- Sponsor Protection*
In case of Accidental death or permanent disablement of your sponsor, we'll reimburse your tuition Fee incurred for the remaining period of this education up to specified maximum limit.
- Personal Accident
Worldwide coverage against Accidental Death and Permanent total disablement while you're abroad anywhere in the world.
*For a single event you can lodge a claim either under tuition fee / Sponsor Protection.
Exclusions of this plan
Pre-existing Diseases & Complications
Policy does not cover pre-existing diseases & complications arising from them.
Influence of Drugs
Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a physician and taken as prescribed.
Self Inflicted Injury or Illness
Suicide, attempt to suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease.
Alcoholism, drunkenness, abuse of drugs, HIV, AIDS
Disclaimer The above exclusions are indicative in nature, for detailed exclusions please refer the Policy Wordings.
How can you buy this Policy?
Buy your Student Travel Insurance Plan Online
Be assured, no matter where you travel overseas with our Travel Insurance. You can buy your travel insurance policy in less than 2 minuts.
- Get an online quote
It takes just a few minutes to generate your quote online.
a. Select your visa type
b. Choose your coverage
c. Your travel dates (Date of departure and date of return)
Get your Travel Insurance quote
- Fill in your proposal form
Have some basic information ready before you fill in the proposal form.
a. Passport Number
- Review your Proposal
Review your quote and verify you have provided correct information including your nominee name and the premium you need to pay.
Here are the steps to buying online:
- Complete your purchase
After your confirm your premium and agree to the terms & conditions, select a payment method (Credit Card/Debit Card or Net Banking) and pay securely & conveniently in easy steps and you’re done.
- Download your Policy
You can download your policy schedule and print it out. A copy of the policy is also sent to the email address you have provided during the time of registration.
Travel anywhere, anytime without any hassles with Future Generali’s Travel Insurance plan.
What happens next after you have purchased
When you become a Future Generali Customer, you will receive a policy kit containing the following:
Claim form You can intimate your claim online or submit the form at your nearest branch or email it to us.
Complaint/feedback form Should you have any complaints/feedback, you can fill in the form and submit it at the nearest branch or email it to us.
Grievance Redressal Procedure along with list of ombudsman addresses. In case you are not satisfied with the resolution to your complaint provided by us, you may approach the Insurance Ombudsman for review.
Making a claim
At Future Generali, we will do everything to make your claim as simple and convenient. And here are few reasons why:
We have an expert outsourced team for providing you claim assistance anywhere in the world 24 X 7. Find out more about how to make a claim or check out our claim process.
Expert team of professionals who can give specialised advice on Medical Consultation & Hospitalization, Medical Evacuation & Repatriation, Lost/Delayed Baggage Recovery Assistance and Assistance for Lost Travel Documents etc.
Contact our Helpline
In case you wish to speak to our experts about your policy, you can call us on:
You ask. We answer.
Yes, we offer Student travel plan for up to 2 years.
We offer minimum cover of 30, 000 Euros under Schengen travel plan; 25, 000 USD under Asia plan; and minimum 50, 000 USD under World Plan. For Student Suraksha minimum cover under Asia plan (excluding Japan) is 25, 000 USD and under World plan is 50, 000 USD.
Yes, cashless mode of settlement is available in most of the overseas hospitalization cases. There is minimum deductible under Medical expenses and Emergency Dental relief cover which vary with the plan chosen (25- 100 USD).
We depend on the global expertise of EUROP ASSISTANCE (Generali Group Company) for this service.
Yes, sub-limits are applicable under Future Travel Suraksha for policyholders who are of Age 56 years and above
Yes, extension facility is available under travel plans.
For claims and related queries, you may kindly call: 24X7 helpline number: +91 22 6734 7841 National toll-free number: 1800 209 2333 (only from MTNL/ BSNL network) Land line number for Claims: +91 22 6734 7878; Fax number: +91 22 6734 7888
Address: Europ Assistance India Pvt. Ltd., 761 Solitaire Corporate Park. 167 Guru Hargovindji Marg, Chakala, Andheri(E), Mumbai – 400 093. Email ID: firstname.lastname@example.org
For any Worldwide Emergency Assistance Services, Medical Assistance Services, Travel Assistance Services and for availing Cashless Service during a travel abroad please call on the below UIFN (Universal International Freephone Number)/ ITFS (International Toll Free Service) numbers provided on policy documents.
Top reasons why this plan is ideal for you
Complete protection when abroad with 24x7 toll - free assistance.
Coverage for medical expenses, baggage delay/loss, loss of passport and more.
Worldwide Service Provider and Hospital Network
24X7 toll-free assistance when abroad.
Rarely have I come across any insurance company which has the fastest claim settlement as yours. Indeed a very pleasant experience. Thank You!
Ajay Khanna,Navi Mumbai
Thank you FG. Your customer service is excellent and will definitely set a good example for others. I trust and truly appreciate your support.
Ranjan Khuntia, Hyderabad
Thank You for your exceptional support and prompt response throughout the claim process. Count me as a delighted customer and consider my feedback as extremely satisfied.