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Future Vector Care

Find out how this plan works for you


Future Vector Care is a health insurance product that provides a lump sum benefit in case the insured is diagnosed and hospitalised due to serious diseases caused by vectors.

Sum Insured options available per person per annum are:

  • 10000
  • 25000
  • 50000
  • 75000

Policy Term:

Minimum Policy Term 1 Year
Maximum Policy Term 3 Year


Minimum Age at entry 1 day
Maximum Age at entry 65 years
Renewability Lifelong

Family definition:
Self, Spouse, Up to 3 Dependent children (Unmarried and up to the age of 25 years) and 2 dependent parents

Pre-insurance medical examination:
No pre-insurance medical examination test is required, irrespective of the sum insured and age of the insured.

What’s Covered

  • Lump Sum Benefit–

    Lump-sum payment of 100% will be made if the policyholder gets hospitalized due to any of the following conditions:



    -Lymphatic Filariasis


    -Japanese Encephalitis


    -Zika Virus

  • Other features:

    -Long-term discount up to 7.5% applicable in case of upfront premium payment for long term policy

    -Loading on Claim experience:
    There will be no loading on premium for adverse claims experience

Exclusions of this plan

  • Any condition other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy

  • Any condition with respect to the covered benefits, for which the insured was diagnosed, and/or received medical advice/ treatment within the waiting period

  • Any treatment taken on Outpatient basis

  • Experimental or unproven procedures or treatments

  • Non-Allopathic treatment/ hospitalization

  • Diagnosis and treatment outside India. However, this exclusion shall not be applicable in the following countries/ cities: Canada, Dubai, Hong Kong, Japan, Malaysia, New Zealand, Singapore, Switzerland, USA, and countries of the European Union. The company may review the above list of accepted foreign countries from time to time. Claims documents from outside India are only acceptable in English language unless specifically agreed otherwise, and duly authenticated.

Waiting Periods

15 days Applicable for all illnesses (not applicable on renewal).
60 days Applicable in case the insured is suffering from any one of the listed conditions at the time of taking the policy or within 60 days prior to applying for the policy

How can you buy this Policy?

Buy your Health Insurance Plan Online

Buying your health insurance  plan online for you and your Family in simple steps.

    Here are the steps to buying online:

  • Get an Online Quote
    It takes just a few minutes to generate your quote online.
    a.Select your policy type.If you are looking for an individual health insurance plan,each individual of a family is entitled to a sum insured you opt.In a family floater,the sum insured is shared by all members of the family in the plan.
    Get your Health Insurance quote

  • Fill in Your Proposal Form
    You need to fill in the proposal form and answer from basic questions about your medical history before you can buy the policy.

  • Review Your Proposal
    Review your quote and verify you have provided correct information including your nominee name and the premium you need to pay.

  • Complete Your Purchase
    After your confirm your premium and agree to the terms&conditions,select a payment method(Credit Card/Debit Card or Net Banking)and pay securely&conveniently in easy steps and you’re done.

  • Download Your Policy
    You can download your policy schedule and print it out.A copy of the policy is also sent to the email address you have provided during the time of registration.

Good health adds years to your life.Secure your family today by buying Future Generali Health Insurance Plan.

What happens next after I have purchased

When you become a Future Generali Health Customer, you will receive a membership pack containing the following:

  • Policy Schedule

  • Premium Receipt

  • 80D certificate for tax deduction if the premium is paid via Credit Card/Debit Card, Net Banking, or Cheque except cash payment.

  • Policy coverage and Terms & Conditions

Making a Claim

At Future Generali, we will do everything to make your claim as simple and convenient. And here are few reasons why:

  • We have an in-house claim settlement team that processes your claims within 15 working days from the time we receive your complete claim documents.

  • In order to get the periodic update on your claim, please ensure to mention your Mobile Number and e-mail Id on the claim form.

  • Find out more about how to make a claim or check out our claim process.

  • In-house team of professionals who can give specialised advice.

Contact our Helpline

In case you wish to speak to our experts about your policy, you can call us on:




You ask. We answer.

What is the meaning of the term ‘Vector’ and ‘Vector-borne diseases’?
What are common Vector-borne diseases in India?
What are the conditions covered under this policy?
What should be my age if I want to buy this policy?
What are the Sum Insureds available in this policy?
Can I also cover my family under this policy?
Is there any waiting period in this policy?
Are there any exclusions in this plan?
Is the cashless facility available in the product?
How is the premium charged in this policy?

Top reasons why this plan is ideal for you


Lump Sum Benefit

Get a lump sum benefit if the policyholder gets hospitalized due to any of the listed conditions


Free look period

If you are not satisfied with the coverage, and terms and conditions of the policy, you can opt for cancellation of the policy within 15 days from the date of receipt of the policy documents, provided there has been no claim and you shall be entitled to a refund as per the policy terms and conditions.


Restoration of Sum Insured

If any of the listed conditions occur, 100% of sum insured shall be paid (subject to other terms and conditions mentioned in the policy document) and the sum insured shall be exhausted. Policy shall be reinstated automatically by deduction of pro-rata premium from the payable claim amount for the remaining duration of the policy year.


30 days for Renewal

From the expiry date of the policy, you get 30 days grace period for renewal

Disclaimer: The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

Product Name:-Future Vector Care  UIN NO:-FGIHLIP22013V022122  Launch Date:-22-Oct-2018