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Future Vector Care is a health insurance product that provides a lump sum benefit in case the insured is diagnosed and hospitalised due to serious diseases caused by vectors.
Sum Insured options available per person per annum are:
Family definition:Self, Spouse, Up to 3 Dependent children (Unmarried and up to the age of 25 years) and 2 dependent parents
Pre-insurance medical examination:No pre-insurance medical examination test is required, irrespective of the sum insured and age of the insured.
Lump-sum payment of 100% will be made if the policyholder gets hospitalized due to any of the following conditions:
-Long-term discount up to 7.5% applicable in case of upfront premium payment for long term policy
-Loading on Claim experience:
There will be no loading on premium for adverse claims experience
Buy your Health Insurance Plan Online
Buying your health insurance plan online for you and your Family in simple steps.
Here are the steps to buying online:
Get an Online QuoteIt takes just a few minutes to generate your quote online.a.Select your policy type.If you are looking for an individual health insurance plan,each individual of a family is entitled to a sum insured you opt.In a family floater,the sum insured is shared by all members of the family in the plan.Get your Health Insurance quote
Fill in Your Proposal FormYou need to fill in the proposal form and answer from basic questions about your medical history before you can buy the policy.
Review Your ProposalReview your quote and verify you have provided correct information including your nominee name and the premium you need to pay.
Complete Your PurchaseAfter your confirm your premium and agree to the terms&conditions,select a payment method(Credit Card/Debit Card or Net Banking)and pay securely&conveniently in easy steps and you’re done.
Download Your PolicyYou can download your policy schedule and print it out.A copy of the policy is also sent to the email address you have provided during the time of registration.
Good health adds years to your life.Secure your family today by buying Future Generali Health Insurance Plan.
When you become a Future Generali Health Customer, you will receive a membership pack containing the following:
80D certificate for tax deduction if the premium is paid via Credit Card/Debit Card, Net Banking, or Cheque except cash payment.
Policy coverage and Terms & Conditions
You can intimate your claim online or submit the form to your branch office or alternatively email
Should you have any complaints/feedback, you can fill in the form and submit it to the nearest branch or email us.
Procedure along with list of ombudsman addresses. In case you are not satisfied with the resolution to the complaint as provided by us, you may approach the Insurance Ombudsman for review.
You can expect to receive this pack within 12-15 working days of purchasing our health insurance.
Making a Claim
At Future Generali, we will do everything to make your claim as simple and convenient. And here are few reasons why:
We have an in-house claim settlement team that processes your claims within 15 working days from the time we receive your complete claim documents.
In order to get the periodic update on your claim, please ensure to mention your Mobile Number and e-mail Id on the claim form.
Find out more about how to make a claim or check out our claim process.
In-house team of professionals who can give specialised advice.
Contact our Helpline
In case you wish to speak to our experts about your policy, you can call us on:
Vectors are the organisms that transmit pathogens (microorganisms that can cause disease) and parasites from one infected organism to another without falling ill themselves.
Vector-borne diseases are a group of globally distributed and rapidly spreading serious diseases that are caused by Vectors.
Some of the common Vector-borne diseases in India include Malaria, Dengue, Lymphatic Filariasis, Kala-azar, Japanese Encephalitis, Chikungunya, Zika Virus.
This health insurance product provide a lump sum benefit in case the insured is diagnosed with serious diseases caused by vectors.
Lump-sum payment of 100% will be made if the policyholder gets hospitalized for minimum 24 In-patient care consecutive hours due to any of the following conditions:
iii. Lymphatic Filariasis
v. Japanese Encephalitis
vii. Zika Virus
An individual of age 18 years to 65 years can buy this policy without any medical tests on annual basis.
The Sum Insured options available under this product are ₹ 10000, ₹ 25000, ₹ 50000 and ₹ 75000
Yes, you can. Each member will be entitled for separate Sum Insured and premium will be charged for each member separately. For this purpose, Family shall include Self, Spouse, maximum up to 3 Dependent Children and 2 Dependent Parents.
Yes, there will be an initial waiting period of 15 days from commencement of policy. However this will be increased to 60 days in case the insured is suffering from any one of the listed conditions, except Lymphatic Filariasis at the time of taking the policy. Further, in case the insured is suffering from Lymphatic Filariasis, at the time of taking the policy, it will be excluded from the Policy.
No benefit will be paid under this plan in case of following:
• Any condition other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy
• Any condition with respect to the covered benefits, for which the insured was diagnosed, and/or received medical advice/treatment within the waiting period
• Outpatient treatment
• Hospitalisation primarily for any purpose which routinely could have been treated on an out-patient basis and which is not followed by an active treatment or intervention during the period of hospitalization.
• Experimental or unproven procedures or treatments.
• Convalescence, rest cure, sanatorium treatment, rehabilitation measures, respite care, long term nursing care or custodial care and general debility or exhaustion.
No, cashless facility is not available in this product. Claims payment is only on reimbursement basis.
Premium is charged on the basis of Sum Insured opted.
Get a lump sum benefit if the policyholder gets hospitalized due to any of the listed conditions
If you are not satisfied with the coverage, and terms and conditions of the policy, you can opt for cancellation of the policy within 15 days from the date of receipt of the policy documents, provided there has been no claim and you shall be entitled to a refund as per the policy terms and conditions.
If any of the listed conditions occur, 100% of sum insured shall be paid (subject to other terms and conditions mentioned in the policy document) and the sum insured shall be exhausted. Policy shall be reinstated automatically by deduction of pro-rata premium from the payable claim amount for the remaining duration of the policy year.
From the expiry date of the policy, you get 30 days grace period for renewal
Disclaimer: The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings
DOWNLOADS Brochure Proposal Form / Prospectus Claim Form
Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.
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