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Personal accident insurance is a type of general insurance that covers the risk of loss of life or disablement due to accidents that might occur while traveling or at work. If you’re traveling to some destination and you get (unfortunately) hit by a car and get a fracture, your personal accident insurance policy will cover the loss of earnings and medical cost associated with the incident.
When we talk about accident insurance policy, most people lack the awareness needed. Accident can cause a lot of damage one can imagine and it can come in any number of forms. We can't foresee this and neither do we hold the power to control it. But the one thing we can do is stay prepared for it by getting an accidental insurance policy.
In fact, every time you cross the road, there is a chance of getting hit by a car or truck. Your personal accident cover will not only cover your medical expenses in the unlikely event of an accident but will also insure you against the potential loss of earnings.
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