The number of women travelers has significantly increased in the last few years. Travel and tourism have become so accessible that women feel empowered to travel on their own. But there’s still a risk of security and a need for safety. That’s when secure travel insurance comes into the picture.
But is travel insurance mandatory for women? Of course not! Yet, here’s why you might need it.
Need for travel insurance for women
Imagine you are at a foreign airport and your flight just got cancelled. There’s no flight available until the next day. You were traveling on a budget, and this unexpected expense took you by surprise. That’s why you need travel insurance even if it’s not mandatory.
Or what if you are on a solo business tour and you suddenly fall ill? The cost of medical bills in a foreign country can stress you out more. But if you have travel insurance, it will cover these costs. All your medical bills will be taken care of by your insurance company. You get to recover stress-free and without burning a hole in your pocket.
Think of travel insurance as an investment in your safety and security. These kinds of uncertain circumstances can pop up anytime without notice. As a woman traveler, you want to be prepared for these by choosing the right travel insurance policy.
Choosing the right policy
It is absolutely important to choose the right travel insurance policy because you want your entire trip to be covered. All insurance policies don’t have the same inclusions. So, you must choose the one with maximum coverage.
Here’s what you should look for,
· Medical coverage - The policy you choose must cover all medical expenses along with the cost of accesories like gloves, bed covers, etc.
· Trip delays and cancellations - Any travel arrangement delay and cancellation cost must be covered along with the cost of pre-bookings that were disrupted due to these delays/cancellations.
· Global coverage - Some insurance policies are not applicable in certain countries. Ensure that the policy you choose is valid in your place of travel.
· Online assistance - If case you need to claim your insurance during your travel, you must have online access to your insurance company.
· Coverage for adventure activities - All insurance policies don’t cover this. If you are planning to participate in adventure activities like skiing, paragliding, river rafting, etc., make sure they are covered.
Travel insurance benefits for women
Women who still wonder if travel insurance is mandatory might be convinced after taking a look at these travel insurance benefits.
· Emergency evacuation
Suppose you are stuck in a political situation or need medical transportation, your emergency evacuation is covered by the policy. They will take care of all the financial arrangements for the same.
· Women-specific medical coverage
Women-specific medical conditions like pregnancy and childbirth are covered under travel insurance.
· 24x7 assistance
Insurance providers like Future Generali provide 24x7 online assistance for all insurance-related queries. No matter the time zone you are currently in, you will get the necessary assistance immediately. Service executes might even provide contact details of your nearest emergency services if available.
· Coverage for personal belongings
Women tend to carry their valuable jewelry with them during travel. Loss or theft of jewelry is covered under your travel insurance plan. This financial security allows you to continue your trip without undue stress.
Traveling has become safer for women. But there’s no saying when you will face an unforeseen circumstance like lost baggage, jewelry theft, or a medical emergency.
That’s why travel insurance is mandatory for women. But don’t just buy any travel insurance policy. Carefully choose a plan that gives maximum coverage, including delays, cancellations, medical evacuation, maternity cover, adventure activities, all-day assistance, etc.
To ensure safe travel, you can also opt for Future Generali's travel insurance for domestic and international destinations, which provides you with all of these necessary benefits. You can even choose a policy specially designed for solo travelers.
