i. For Health Super Saver 1X plan?option, in case, your first year of plan tenure is claim free, you are eligible for Super Saver discount of 80% in the consecutive year?
ii. For Health Super Saver 2X plan?option, in case, your first 2 years of plan tenure are claim free, you are eligible for Super Saver discount of 80% for next consecutive 2 years, or up to first claim, whichever is earlier?
iii. The plan opted will be common for all members covered under the policy irrespective of Individual and Floater sum insured options?
iv. In case there is no claim paid for an insured in an individual policy, the Super Saver discount would be applied for that respective individual’s premium only. In case of claim paid in the first year under 1X plan or in the first 3 years under 2X plan for any insured under the individual policy, the Super Saver discount will not be applicable to the insured.? However at the time of renewal Insured has an option to start a new cycle under 1X Plan or 2X plan. In such case, he/she will be covered under a separate policy with new plan tenure on individual sum insured basis?
v. In case there is no claim paid for any of the insureds covered under the floater policy, the Super Saver discount would be applied on total policy premium. In case of claim paid for any insured under the floater policy, the Super Saver discount will not be applicable? However the policy can be renewed with a new cycle under 1X Plan or 2X plan?
vi. Irrespective of the plan tenure, premiums applicable are on yearly basis?
vii. An insured has an option to change the plan, sub limit options and sum insured at the time of renewals in case of claim under the expiring policy?
*Note: For the purpose of the Super Saver discount calculation, paid claim and outstanding claims are considered.
