Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurredVector-borne diseases like malaria and dengue are quite common in India. If you get such a disease, you could spend many days in bed. In fact, many people lose their lives to these illnesses.
But you know how the saying goes – ‘Never respond to a mosquito bite with a hammer.’ Instead, respond with our insurance policy!
Future Generali’s Future Vector plan covers seven vector-borne diseases. With it, you no longer have to worry about your medical bills.
Get a lump sum benefit if the policyholder gets hospitalized due to any of the listed conditions.
We respect your choice. So, if you ever wish to cancel the policy, you can do it without any penalty within 15 days from purchase.
If any of the listed conditions occur, 100% of sum insured shall be paid. Policy shall be reinstated automatically by deduction of pro-rata premium from the payable claim amount for the remaining duration of the policy year.
From the expiry date of the policy, you get 30 days grace period for renewal.
Vectors can cause serious diseases and you need a protective shield against these dangerous creatures. Our policy provides all-inclusive coverage, which includes:
Even after taking all the precautions, there’s always a chance of getting a vector-borne disease. But don’t worry, our policy will compensate for 100% of medical bills. Our plan covers 7 illnesses:
Our vector insurance policy provides different sum insured options, per person, per annum:
Minimum Policy Term : 1 year
Maximum Policy Term : 3 years
Non-vector-borne diseases
Any other illnesses than the ones listed above
Non-allopathic medication
Outpatient treatment
Experimental medical treatment
Treatment outside India
Minimum age of entry - 1 day
Maximum age of entry - 65 years
Renewability - Lifelong
We cover Self, Spouse, Up to 3 Dependent children (Unmarried and up to the age of 25 years) and 2 dependent parents
No pre-insurance medical examination test is required, irrespective of the sum insured and age of the insured.
WAITING PERIOD |
DISEASES |
---|---|
15 days |
Applicable for all illnesses (not applicable on renewal) |
60 days |
Applicable in case the insured is suffering from any one of the listed conditions at the time of taking the policy or within 60 days prior to applying for the policy |
You can purchase our policies in several ways:
You Can Call On Our HELPLINE
1800-220-233 / 1860-500-3333 / 022-67837800
SEND US AN EMAIL
Once you secure the insurance cover, you get a financial assurance for all your health needs. You also get documents for your better understanding and convenience.
Our claim settlement process is fast and relaible
Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurredClaim Form
Download and fill the FG health claim form
Document Submission
Submit original documents to the nearest Future Generali branch
Claim Settlement
We will settle the claim in subject to policy terms and conditionsFile your claim in minutes with Future Generali’s easy four-step claim process
Visit Hospital
Approach an insurance desk of your nearest FG Network Hospitals and show your health card for Cashless Treatment
Verify Yourself
The Network Hospital will verify your identity and submit duly filled pre-authorization form with Future GeneraliGet Admitted
You get admitted without any deposit and get cashless treatmentPeace of Mind
Once you are discharged, the hospital will send your claim documents to FG and the authorized amount will be settled directly with the hospitalSome of the common Vector-borne diseases in India include Malaria, Dengue, Lymphatic Filariasis, Kala-azar, Japanese Encephalitis, Chikungunya, Zika Virus.
The Sum Insured options available under this product are ₹ 10000, ₹ 25000, ₹ 50000 and ₹ 75000
This health insurance product provide a lump sum benefit in case the insured is diagnosed with serious diseases caused by vectors.
Lump-sum payment of 100% will be made if the policyholder gets hospitalized for minimum 24 In-patient care consecutive hours due to any of the following conditions:
i. Malaria
ii. Dengue
iii. Lymphatic Filariasis
iv. Kala-azar
v. Japanese Encephalitis
vi. Chikungunya
vii. Zika Virus
Premium is charged on the basis of Sum Insured opted.
Vectors are the organisms that transmit pathogens (microorganisms that can cause disease) and parasites from one infected organism to another without falling ill themselves.
Vector-borne diseases are a group of globally distributed and rapidly spreading serious diseases that are caused by Vectors.
No benefit will be paid under this plan in case of following:
• Any condition other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy
• Any condition with respect to the covered benefits, for which the insured was diagnosed, and/or received medical advice/treatment within the waiting period
• Outpatient treatment
• Hospitalisation primarily for any purpose which routinely could have been treated on an out-patient basis and which is not followed by an active treatment or intervention during the period of hospitalization.
• Experimental or unproven procedures or treatments.
• Convalescence, rest cure, sanatorium treatment, rehabilitation measures, respite care, long term nursing care or custodial care and general debility or exhaustion.
No, cashless facility is not available in this product. Claims payment is only on reimbursement basis.
Yes, you can. Each member will be entitled for separate Sum Insured and premium will be charged for each member separately. For this purpose, Family shall include Self, Spouse, maximum up to 3 Dependent Children and 2 Dependent Parents.
Yes, there will be an initial waiting period of 15 days from commencement of policy. However this will be increased to 60 days in case the insured is suffering from any one of the listed conditions, except Lymphatic Filariasis at the time of taking the policy. Further, in case the insured is suffering from Lymphatic Filariasis, at the time of taking the policy, it will be excluded from the Policy.
An individual of age 18 years to 65 years can buy this policy without any medical tests on annual basis.
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Read MorePRODUCT NAME: FUTURE VECTOR CARE | UIN NO: FGIHLIP22013V022122 | LAUNCH DATE: 21ST-JUN-2021