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D.I.Y Health

Build your health plan,

your way

Customise and create your own health insurance

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What is D.I.Y Health?

Are you tired of going through the same health insurance coverage from all insurance providers? If yes, then why not DIY your very own plan?

Imagine a health insurance plan that only has the benefits and coverage that you prefer, and you only pay for the coverage you want. With D.I.Y Health, this is exactly what you get.

Customize your health insurance just the way you want and secure your and your family's physical, mental, and financial well-being.

What assured
benefits will I get?

When you buy D.I.Y Health, you get 17 assured base covers that includes the following benefits:

Medical Expenses
Day Care Procedures
Wellness Benefits
OPD Cover
Mental / Psychiatric Conditions
Screening and Vaccinations

Which Add on
covers can I opt for?

You can choose to further enhance your plan by simply picking minimum 3 Add on covers.

Maternity Benefits
Road Ambulance
Emergency Air Ambulance
Daily Hospital Cash
Critical Illness Booster
Accident Booster

What is not covered in the policy?

The policy does not cover the following expenses:

  • Expenses related to pre-existing disease shall be excluded as per the details mentioned in the policy schedule.
  • Any disease contracted during the first 30 days from the commencement of the policy, except due to accidental injury.
  • Joint replacement surgery due to degenerative condition shall be covered after a waiting period of 36 months.
  • Diseases like Cataract, Benign Prostatic Hypertrophy, Hernia and Tumors shall be covered after a waiting period of 24 months / 12 months.
  • All expenses related to Sexually Transmitted Diseases other than HIV/AIDS.
  • Hazardous or Adventure Sports.
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What are the different plan options available?

You can buy D.I.Y Health in three different categories. These include:

Mini Medi Max

Coverage : Self, spouse/live-in partner,
children (up to 25 years of age)

Sum assured : 4L, 5L

Minimum policy term : 1 year

Maximum policy term : 3 years

Coverage : Self, spouse/live-in partner,
children (up to 25 years of age), 2 parents,
and 2 parents-in-law

Sum assured : 6L, 7L, 8L, 9L, 10L

Minimum policy term : 1 year

Maximum policy term : 3 years

Coverage : Self, spouse, live-in partner,
children (up to 25 years of age), parents,
and parents-in-law

Sum assured : 11L, 12L, 13L, 14L, 15L

Minimum policy term : 1 year

Maximum policy term : 3 years

Why buy D.I.Y Health?

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Choose what suits you

You have the freedom to choose the covers you only want.

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Pay for what you want

We give you an option to pick the covers that suit you and only pay for them.

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Wellness Benefit

Comes with value added services like medical check ups, tele-counselling, webinars, and wellness reward points can be used for renewal discount.

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Multiple discounts

- 15% online discount and 10% family discount if you insure more than one person under the same policy.

- Long-term discount of 7.5% if you buy the policy for 2 years and 10% of 3 years.

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Flexible payments

We give you option to pay monthly, quarterly, half-yearly, and annually in case of long-term policies.

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