What is Health Vital?

Essential Coverage

Health Vital offers extensive coverage for a wide range of medical expenses, ensuring financial protection during health emergencies, hospitalizations, surgeries, and more. This provides peace of mind for planned and unforeseen medical needs.

Affordable Premiums

Designed with affordability in mind, Health Vital offers competitive premiums to suit every budget. We ensure securing adequate health insurance coverage is accessible for individuals and families without straining their finances.

Individual and Family Floater Plans

Health Vital comes with the flexibility of both individual health insurance plans and family floater plans. Individual plans cater specifically to the insured person, while family floater plans cover the entire family under a single policy, ensuring convenience and cost-effectiveness.

Premium Installment Facility

With Health Vital, you can enjoy flexible premium payment options. Choose from a wide range of installment facilities such as single payment, half-yearly, quarterly, or monthly payments for long-term policies. This flexibility allows you to manage your budget effectively without compromising on the coverage.

Loading on Claim Experience

We do not impose any additional premium based on claim history or adverse claims experience. This ensures you pay a fair amount, regardless of previous claims.

Tax Benefits

Premiums paid for Health Vital by any mode other than cash and demand draft are eligible for tax benefits under Section 80D of the Income Tax Act. This allows you to reduce your tax liability while enjoying coverage against unforeseen medical expenses.