Future Poorna Suraksha – Group is a comprehensive group health insurance product to choose from a range of covers and sub-covers to guard the insured and his/ her family members in the event of unfortunate incidences.
Policy is applicable for groups as defined under IRDAI Group guidelines
Group can opt for Hospital cash benefit, on Individual basis or Floater sum insured basis
Group can opt for Critical Illness cover and/ or Personal Accident cover on Individual sum insured basis only
The product covers maximum 20 Critical Illnesses as per the option chosen
If Critical Illness is opted, Medical test is required depending on the age of the insured, sum insured opted for critical illness cover and/ or declaration given at the time of enrolment.
Hospital cash Benefit
Insured will get a fixed daily hospital cash benefit and/ or daily ICU benefit for each continuous and completed period of 24 hours of hospitalization in for a maximum member of days as specified in the policy schedule.
Critical Illness Cover
Product provides an option to select maximum 20 Critical Illnesses for all the Insured Persons under the Policy.
In case opted, we will pay the Sum Insured as a lump sum amount, in case the Insured Person is diagnosed for listed critical illness or undergoing specified procedures.
Personal accident cover
Mandatory covers available are: Accidental Death and/ or Permanent Total Disablement