
What’s Covered
- Hospital cash Benefit
- Insured will get a fixed daily hospital cash benefit and/ or daily ICU benefit for each continuous and completed period of 24 hours of hospitalization in for a maximum member of days as specified in the policy schedule.
- Critical Illness Cover
- Product provides an option to select maximum 20 Critical Illnesses for all the Insured Persons under the Policy.
- In case opted, we will pay the Sum Insured as a lump sum amount, in case the Insured Person is diagnosed for listed critical illness or undergoing specified procedures.
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- Personal accident cover
- Mandatory covers available are: Accidental Death and/ or Permanent Total Disablement
- Product provides optional covers as: Permanent Partial Disablement
- Extended cover available are: Repatriation of remains and Funeral expenses, Child Education Benefit, Accidental Medical Expenses, Accidental Hospitalization
What's Not Covered
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Any hospital admission primarily for investigation diagnostic purpose
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Hospitalisation for cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational or unproven procedures or treatments
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High risk activities, war, civil war or breach of law.
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Correction of vision impairment and hearing impairment, corrective & cosmetic dental surgeries.
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Congenital External Illness/ disease/ defect anomaly.
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Addiction, self-inflicted injuries, Sexually Transmitted Diseases (STDs) other than HIV/AIDS.
Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer to the Policy Wordings.
Product Name:-Future Poorna Suraksha – Group UIN NO:-FGIHLGP21152V022021 Launch Date:- 1st October 2020