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If you have a professional services business, having errors and omissions insurance coverage can be an integral part of protecting your business. Accusations of negligence or the failure to perform your professional services are things that any professional services business can be sued for, even if it hasn't made a mistake.
You should seriously consider this coverage if your business: Provides a professional service, regularly gives advice, is required by its clients to have E & O insurance.
This policy will indemnify the insured against claims for compensation arising out of a breach of professional duty by way of your negligent act, error or omission during the course of your profession.
In addition, the policy pays the defence cost, subject to maximum the sum insured. Only those claims which are made against you during the policy period are admissible under the policy.
Matter Insurable elsewhere
Deliberate, reckless or dishonest acts
War, Pollution and Terrorism
Consequential Loss (Loss of profit / Trading Loss)
Non Compensatory payments like Fines , Penalties,
Multiplied, punitive and exemplary Damages
Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.
Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.
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