|Entry Age Adult
Adult - 18 years
Child - 1 day
|Maximum entry age
Adult - 75 years
Child - up to 25 years
The policy provides a lump Sum Benefit for the following conditions:
Confirmed Diagnosis of COVID 19
Insured is eligible for a lump sum benefit of 100% of Sum Insured if diagnosed positive for COVID-19 infection. The diagnosis should be confirmed by a Medical Practitioner along with a submission of a confirmatory test* from a Government approved laboratory or WHO approved laboratory (wherever applicable)
Quarantine Care for Suspected diagnosis of COVID-19
Insured will be eligible for a lump sum benefit of 50% of Sum Insured, if he/she is required to be quarantined at a Government or Military Hospital or any Private/ Government hospital approved by the respective Government(s) or WHO, for quarantine purpose (for COVID-19). The quarantine period specified is at least 14 days for suspected COVID-19 infection. Insured will also be eligible for an additional benefit of 10% of Sum Insured in case of Quarantine, towards incidental expenses.
* For claims admissibility, date of sample collection for Test report, post 30 days ONLY (from policy inception) shall be valid.
30 days Waiting Period
Any claim arising from insured being quarantined for or diagnosed with COVID-19 infection within 30 days from Policy inception date of Policy with Us.