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Future Advantage Top-Up is a deductible health insurance product with high Sum Insured options to provide extra coverage at low premium.
The deductible will apply on aggregate basis towards hospitalisation expenses incurred during the policy period.
There are 2 different plans: Supreme Plan and Elite Plan
The product is applicable for groups as defined under IRDAI group guidelines
The product will be offered on Individual & Family floater sum insured basis
Day care treatment expenses
Pre-hospitalisation medical expenses
Post-hospitalisation medical expenses
Organ Donor expenses
Venereal/ Sexually Transmitted disease other than HIV/AIDS
Cosmetic, aesthetic or related treatment
War, Invasion, Act of Foreign Enemy, War like operations (whether war be declared or not)
Expenses incurred towards treatment of Illness/ disease/ condition arising out of alcohol use/ misuse or abuse of alcohol, substance or drugs (whether prescribed or not)
Injury or Disease directly or indirectly caused by or contributed to by nuclear weapons/ materials
The treatment of obesity (including morbid obesity) and other weight control programs, services and supplies
Congenital External Illness/ disease/ defect/ anomaly
Disclaimer For complete details of Policy coverage,terms,conditions and exclusions,please refer the policy wordings. Click here to view Policy Wordings.
Product Name:-Future Advantage Top-Up-Group UIN NO:-FGIHLGP20009V011920 Launch Date:-06-Nov-2019
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