Call Me
COMMERCIAL INSURANCE
Shubh Yatra – Group
Salient features:
-
This Policy is applicable for groups as defined under IRDAI Group guidelines.
-
Age Eligibility – From 6 months to 70 years.
-
Policy cannot be issued for any individual who has already commenced the journey.
-
Policy will be issued to Indian Nationals, residing in India.
What's Covered
| Benefits | Daily Commuters Plan | Business Plan | Vacations Plan | ||
|---|---|---|---|---|---|
| 1 | Accidental Death | Covered | Covered | Covered | |
| 2 | Permanent Total Disability | Covered | Covered | Covered | |
| 3 | Permanent Partial Disability | Covered | Covered | Covered | |
| 4 | Accidental Hospitalization | Covered | Covered | Covered | |
| 5 | Home Insurance a) Fire and Allied Peril b) Burglary |
Covered | Covered | Covered | |
| 6 | Bag Insurance |
Laptop | Covered | Not Covered | Not Covered |
| Mobile Phone | Covered | Not Covered | Not Covered | ||
| ID Proof | Covered | Not Covered | Not Covered | ||
| Sun Glasses | Covered | Not Covered | Not Covered | ||
| Credit Card Cover | Covered | Not Covered | Not Covered | ||
| 7 | Trip Cancellation | Not Covered | Covered | Covered | |
| 8 | Trip Curtailment | Not Covered | Covered | Covered | |
| 9 | Trip Delay | Not Covered | Covered | Covered | |
| Benefits | Daily Commuters Plan | Business Plan | Vacations Plan | ||
|---|---|---|---|---|---|
| 10 | Missed connections | Not Covered | Covered | Covered | |
| 11 | Loss of Checked in baggage | Not Covered | Covered | Covered | |
| 12 | Bounced Hotel and Flight | Not Covered | Covered | Covered | |
| 13 | Emergency Hotel Extension | Not Covered | Covered | Covered | |
| 14 | Medical Evacuation and Repatriation of Remains | Not Covered | Covered | Covered | |
| 15 | Adventure Sports | Not Covered | Not Covered | Covered | |
| 16 | Assistance Services | Private Car Break Down | Available | Available | Available |
| Taxi Breakdown | Not Available | Available | Available | ||
| Ambulance Assistance | Not Available | Available | Available | ||
| Concierge services | Not Available | Available | Available | ||
| Medical Evacuation and Repatriation of Remains | Not Available | Available | Available | ||
What's Not Covered
-
Accident while insured is at his/her home.
-
Intentional self-Injury (including but not limited to the use or misuse of any intoxicating drugs or alcohol).
-
Accident while under the influence of alcohol or drugs.
-
Participation in an actual or attempted felony, riot, crime, misdemeanor or civil commotion.
-
Pregnancy and childbirth, miscarriage, abortion or complications arising out of any of these.
-
War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, commotion unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or damage or under the order of any government or public authority.
-
Any existing disablement prior to the inception of the Policy.
-
Whilst engaging in hazardous activity.
-
Whilst engaging in Adventure Sports. This exclusion shall not be applicable for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan.
-
Any expense incurred which is not exclusively medical in nature/ Unproven/ Experimental treatment of any description
-
Any claim relating to events occurring before the commencement of the Policy Period or after the completion of the Policy Period.
-
Any claim relating to events occurring beyond the maximum duration of trip as specified in the schedule.
Disclaimer For complete details of Policy coverage,terms,conditions and exclusions,please refer the policy wordings. Click here to view Policy Wordings.
Product Name:-Shubh Yatra – Group UIN NO:-FGITGDP19124V011819 Launch Date:-09-Apr-2019