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COMMERCIAL INSURANCE

Shubh Yatra – Group

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Shubh Yatra – Group

Travelling to new locations is always exciting. Shubh Yatra – Group is the Group Domestic Travel Insurance Policy, which will take care of any unforeseen events that might arise during your journey; like flight delays, baggage loss, ticket loss, etc. The policy provides coverages to daily commuters, Business persons travelling on business trips and people going on vacations within India.

Salient features:

  • This Policy is applicable for groups as defined under IRDAI Group guidelines.

  • Age Eligibility – From 6 months to 70 years.

  • Policy cannot be issued for any individual who has already commenced the journey.

  • Policy will be issued to Indian Nationals, residing in India.


What's Covered
Benefits Daily Commuters Plan Business Plan Vacations Plan
1 Accidental Death Covered Covered Covered
2 Permanent Total Disability Covered Covered Covered
3 Permanent Partial Disability Covered Covered Covered
4 Accidental Hospitalization Covered Covered Covered
5 Home Insurance
a) Fire and Allied Peril
b) Burglary		 Covered Covered Covered
6 Bag Insurance
 Laptop Covered Not Covered Not Covered
Mobile Phone Covered Not Covered Not Covered
ID Proof Covered Not Covered Not Covered
Sun Glasses Covered Not Covered Not Covered
Credit Card Cover Covered Not Covered Not Covered
7 Trip Cancellation Not Covered Covered Covered
8 Trip Curtailment Not Covered Covered Covered
9 Trip Delay Not Covered Covered Covered
Benefits Daily Commuters Plan Business Plan Vacations Plan
10 Missed connections Not Covered Covered Covered
11 Loss of Checked in baggage Not Covered Covered Covered
12 Bounced Hotel and Flight Not Covered Covered Covered
13 Emergency Hotel Extension Not Covered Covered Covered
14 Medical Evacuation and Repatriation of Remains Not Covered Covered Covered
15 Adventure Sports Not Covered Not Covered Covered
16 Assistance Services Private Car Break Down Available Available Available
Taxi Breakdown Not Available Available Available
Ambulance Assistance Not Available Available Available
Concierge services Not Available Available Available
Medical Evacuation and Repatriation of Remains Not Available Available Available
What's Not Covered

  • Accident while insured is at his/her home.

  • Intentional self-Injury (including but not limited to the use or misuse of any intoxicating drugs or alcohol).

  • Accident while under the influence of alcohol or drugs.

  • Participation in an actual or attempted felony, riot, crime, misdemeanor or civil commotion.

  • Pregnancy and childbirth, miscarriage, abortion or complications arising out of any of these.

  • War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, commotion unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or damage or under the order of any government or public authority.

  • Any existing disablement prior to the inception of the Policy.

  • Whilst engaging in hazardous activity.

  • Whilst engaging in Adventure Sports. This exclusion shall not be applicable for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan.

  • Any expense incurred which is not exclusively medical in nature/ Unproven/ Experimental treatment of any description

  • Any claim relating to events occurring before the commencement of the Policy Period or after the completion of the Policy Period.

  • Any claim relating to events occurring beyond the maximum duration of trip as specified in the schedule.

Disclaimer For complete details of Policy coverage,terms,conditions and exclusions,please refer the policy wordings. Click here to view Policy Wordings.

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