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Why Health Total is the right policy for you

  • Up to 15 members covered
  • Hospitalization Medical Expenses - Admissible medical expenses on hospitalization (min. 24 hours).
  • Cumulative Bonus - 50% for every claims free year to a maximum of 100%.
  • Day Care Treatment expenses - Hospitalization expenses for less than 24 hours for listed procedures.
  • Maternity Expenses - Maternity Expenses/Treatment for the Insured Person’s delivery after waiting period.
  • Accidental Hospitalization - Sum Insured increased by 25% of the balance SI (excluding the CB) if Insured is Hospitalised due to an Accident.
  • Road Ambulance Charges - Ambulance charges - home to Hospital or between Hospitals
  • Alternative Treatment - Medical Expenses of Insured Person for Hospitalization under Ayurveda, Unani, Siddha or Homeopathy.
  • Medical Test - No medical tests required up to the age of 55 years for sum insured up to 25 lakhs.
  • Restoration of the Sum Insured - If the sum insured and cumulative bonus (if any) is exhausted due to claims payable, restore sum insured (equal to 100% of the sum insured) will be automatically available for the particular policy year subject to T&C.
  • Avail 15% discount on Health Total Policy
  • Sum Insured up to Rs. 1 Crore

Top Reasons to Buy

  • 1

    Family discount

    10% discount if two or more persons are covered in same policy.

  • 2

    Long-term discount

    Avail discount up to 7.5%-10% in case you pay a single premium for long term policy.

  • 3

    Easy EMI

    Pay premiums using EMI using Credit Card and choose paying for 3, 6 or 12 months.

  • 4

    Tax benefit

    Tax benefit on premium paid by any mode other than cash or DD is eligible for tax relief as provided under Section 80-D of the Income Tax Act.

Why Choose Future Generali

  • Covers treatment for COVID-19

  • 94% claim settlement ratio

  • 5500+ network hospitals

  • Installment option available

Why you should have a Health Insurance?

Don’t compromise on Health Care

Due to unavailability of health insurance, don’t end up compromising on the quality of medical treatment. A comprehensive health cover like Health Total will ensure that you can avail of the high-quality treatment from leading hospitals.

Benefits of Cashless Claim

We offer you an extensive network of 5500+ hospitals which offer cashless hospitalisation. Don’t worry about arranging for cash in time of need.

Let the tax benefit make your smile bigger

You can avail Tax benefits under Section 80D and Section 80DD of Income Tax Act 1961. Under Section 80D, you can avail tax benefits up to Rs 55,000.

Peace of Mind

You will attain an immense peace of mind by owning health insurance which offers comprehensive coverage for your loved ones and you. You don’t need to worry about having adequate funds in case of any medical emergency.