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Motor Insurance

Car Insurance

Find out how this works for you

The difference between driving safe and driving secure

Your car is your pride, a source of joy and your delightful getaway from the mundane life. Imagine if something untoward happens to your car? Behind the wheels, you are a careful driver. However, your car’s safety is not only in your hands. With us, you choose not only a reliable partner but a fast and secure experience for your car.


Quick turnaround time & total reliability of service makes this product ideal for you

Instant Policy
Get policy instantly with cashless/direct settlements

Customer service and claims registration with Helpline numbers

Renewal Reminder
Automated renewal reminder service

Accident Help
Get towing assistance (within city limits only) for accidents

Quick Surveys
Claims survey is quick

7 Days, All Done
Just 7 working days for claims finalisation


  • Motor Add-ons

    You can now opt from a range of comprehensive additional covers on payment of a nominal premium. Come discover how much we take care of you. Be safe. Be assured. Know More

  • Roadside Assistance

    Stranded on the road or met with an accident? Why should such mishaps stop you? Our Roadside Assistance is at your service 24x7. Know More

  • Future Xpress & Xpress+

    A simplified process to offer you a more personalised service at the same time smooth and speedy claims settlement. Know More

Coverages of this product

  • Car Damage

    In the event of ordinary losses/damages to your car, regardless of who is at fault and where the accident took place, a wide variety of cases, from broken windows to theft or destruction is covered.

  • Personal Accident Cover

    A compulsory Personal Accident cover of Rs. 1 lakh is available for individual owners of the car while driving (Available only if the owner of the car holds a valid driving license). You can also opt for a Personal Accident cover for passengers (Named or un-named) up to a maximum amount of Rs. 2 lakhs per person.

  • Third Party Liability

    Any legal liability that you may incur due to the death of or bodily injury to a third party or damage to the property of a third party while using your car, is covered. The policy also covers the legal expenses you might incur to defend this claim. This is a mandatory insurance coverage for your car.

  • Additional Legal Liabilities

    The following additional legal liabilities may also be opted for at an additional premium -

    • Paid driver/conductor/cleaner employed in operation of the car.
    • Employees travelling in/driving the car other than paid driver.
    • Non-fare paying passengers.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

How can you buy Car Insurance

Buy your brand new Car Insurance online or renew your existing policy from any insurance company in less than 10 minutes.

    Here are the steps to buying online:

  • Get an Online Quote

    It takes just a few minutes to generate your quote online.
    Get your Car Insurance quote

  • Gather some basic information about your car and create your profile

    a. Chassis Number
    b. Engine Number
    c. Registration number
    d. Make, model and year of manufacture of your car
    e. Expiry date of your policy as on the policy copy in case you're renewing
    f. Applicable no claim bonus

  • Review your Coverage and Deductibles

    After reviewing your quote, you can make changes to your coverage if required.

  • Complete your purchase

    After you confirm to the premium to be paid and agree to the terms & conditions, select a payment method (Credit Card/Debit Card or Net Banking) and pay securely & conveniently in easy steps and you are done.

  • Download your policy

    You can download your policy schedule and print it out. A copy of the policy is also sent to the email address you have provided in your profile.

What happens next after you have purchased

When you become a Future Generali Customer, you will receive a policy kit containing the following:

  • Policy schedule

  • Premium receipt

  • Policy coverage and Terms & Conditions

  • Endorsement form - In case, you wish to make any changes to your policy document, fill in the service request form and submit it to the nearest branch.

Making a claim

At Future Generali, we will do everything to make your claim as simple and convenient. And here are few reasons why:

  • Our in-house claim settlement team processes your claims within 7 working days from the time we receive your claim intimation form along with required documentation. Find out more about how to make a claim or check out our claim process.

  • Cashless settlement in over 900+ Future Generali convenient workshops.

  • Personalised service and enhanced touch points for smooth and speedy claim settlement using our Future Xpress & Future Xpress+ claim process.

  • In-house team of professionals who can give specialised advice.

Contact our Helpline

In case you wish to speak to our experts about your policy, you can call us on:




You ask. We answer.

Why do I need Car Insurance policy, is it compulsory?
What is Own Damage and what is Third Party Liability?
Can the Owner of the car also be insured under the same policy?
Can the paid driver of the car also be insured under the same policy?
Can the occupants/ passengers travelling in my car be insured?
Can I transfer existing No Claim bonus on sale of my old car to my new car?
Will Future Generali settle all my claims directly?
Are there any deductions that I need to be aware during settlement of my claim?
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Buy Online

Bonus and Discounts


No Claim Bonus

Did not make a claim during the policy period? When renewing the policy within 90 days of the expiry date, you will be offered a No Claim Bonus (NCB) with discounts up to 50%.


Transfer of NCB

You can transfer full benefits of No Claim Bonus when you shift your car insurance policy to another Insurance company.


Voluntary Excess Discount

You have the choice of opting for a Voluntary Excess over and above the Compulsory Excess. This will entitle you to a discount according to the amount opted.


Automobile Association Membership

If you are a member of a recognized Automobile Association in India, get additional discounts.


Anti-theft Devices

If your car has an ARAI approved anti-theft device fitted, get additional discounts.



Say, Mr. Sharma opts for Future Surkhahsa Family Floater Plan for sum insured of INR 3 Lakhs for his family of 2 children and wife.


Health expenses of Mr. Sharma, his dependent children and Mrs. Sharma would be covered under the same policy up to a maximum of INR 3 Lakhs.


So Mr. Sharma’s wife is hospitalized and runs up a bill of INR 1 Lakh, the family floater plan will be used up to INR 1 Lakh.


For the remaining year Mrs. Sharma and the others can still get covered in case they get hospitalized up to INR 2 Lakh.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings of .
Click here to view Policy Wordings of Motor Secure and Motor Secure Add-on.