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Call us at our toll-free number 1800-220-233 or email us at fgcare@futuregenerali.in for any query or claim registration.
COVID 19 has shown us that nothing else matters more than health. Which is why, we bring to you, FG Gift of Health, a plan that has been designed to secure the health of those who matter to you. Now you can gift your domestic help, friends, family, or even an NGO with the FG Gift of Health plan that covers hospital costs and accidents depending on which product you choose.
After all, a gift of health is the most valuable gift you can give someone.
Apart from your immediate family, there are many people you love. You want the best for them and wish they stay safe and financially secure. These people can include your friends, extended family, relatives, NGO and even your domestic help. FG Gift of Health plan allows you to secure people who matter to you. It is the most valuable gift you can give to someone you love. The plan aims to protect the health of people dear to your heart.
FG Gift of Health can be given to:
You can also extend the FG Gift of Health plan to the family of the Gift receiver. Family in this regard will include self, spouse and two dependant children (up to 25 years of age).
Person gifting can offer cover to a relative or a friend including their spouse and children.
Get a lump sum benefit if the policyholder gets hospitalized or has any accidental injuries.
We value your concerns and provide attentive assistance at all times. We guide you and work for you.
There is no medical examination required up to the age of 55 years.
You can either choose any one product from below or gift both.
If both the products are bought for the same person, then you will get a discount of 10% on the total premium.
In case of hospitalization, rest assured of daily cash benefit to avoid using the savings.
Get a lumpsum amount in case of accidental injuries leading to disability / death.
Future Hospicash: Hospitalization expenses can be financially burdening. By giving your loved ones the FG Gift of Health Future Hospicash plan, you enable them to receive a daily cash benefit in case of their hospitalization. This financially protects them and avoids draining their savings.
There are two categories of the Future Hospicash plan. Plans A and B (elaborated below) can be offered for 30 days or 60 days.
Benefits |
Plan |
|
|
Plan A (30 days) |
Plan B (60 days) |
Daily Hospitalization benefit due to sickness |
₹ 500 |
₹ 1000 |
ICU benefit in home city of residence. (max. 10 days) |
₹ 1000 |
₹ 2000 |
ICU benefit in other than home city of residence (max. 10 days) |
₹ 1500 |
₹ 3000 |
Convalescence benefit for hospitalization exceeding consecutive ten days |
₹ 5000 |
Accident Suraksha Cover: Accidents can be emotionally and financially draining. To protect your loved ones from the financial impact of an accident, you can give them the FG Gift of Health – Accident Suraksha Cover. The Accident Suraksha cover provides a lump sum amount, in case of accidental injuries leading to disability/death.
This cover is applicable for the following occurrences:
Cover |
Sum Insured(₹) |
Sum Insured(₹) |
Accidental Death |
5,00,000 |
10,00,000 |
Permanent Total Disablement |
5,00,000 |
10,00,000 |
Permanent Partial Disablement |
5,00,000 |
10,00,000 |
Nominee Details:
The Gift receiver’s immediate family member (father/mother/son/daughter/spouse of primary insured) can be the nominee.
You (Gift giver) cannot be the nominee under the policy.
In case of cover offered to persons below 18 years, details of the assignee are collected.
Who is eligible to receive the FG Gift of Health Plan?
People who meet the following age eligibility criteria can be the receiver of the FG Gift of Health Plan:
Product |
Adults |
Child |
Accident Suraksha |
18 years - 70 years |
3 years to 25 years |
Future Hospicash |
18 years - 65 years |
6 months to 25 years |
Period of cover: One year from the policy issuance date.
Hospitalization for cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational or unproven procedures or treatments.
Non-Allopathic Treatment / Hospitalization.
Injury or illness caused in a war, invasion or other similar operations
Any hospitalization outside India.
Any existing disablement before the inception of the policy
Suicide and attempted suicide
Serving in military or armed forces
Occurrence of accident under the influence of drugs, alcohol & other intoxicants
The above list is indicative in nature. For detailed coverage & exclusions, please refer to the policy wordings of our approved products, Future Hospicash (UIN: FGIHLIP22105V022122) and Accident Suraksha (UIN: FGIPAIP18040V021718)
You can purchase our FG Gift of Health in several ways:
You Can Call On Our HELPLINE
1800-220-233 / 1860-500-3333 / 022-67837800
SEND US AN EMAIL
Once you buy the FG Gift of Health plan for your loved ones, you can be at ease regarding their financial security during a health crisis. You also get documents that can help you understand the plan better:
Our claim settlement process is fast and relaible.
Call Us on
Toll Free
Call us at our toll-free number 1800-220-233 or email us at fgcare@futuregenerali.in for any query or claim registration.
Register
Claims
We work supremely fast to solve your query and register claims.
Claim
Form
Download and fill the FG health claim form
Claim
Settlement
We will settle the claim in subject to policy terms and conditions
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Wise choices like the FG Gift of Health plan shows your protective instinct for those you love.
Disclaimers:
At the end of one year policy period, primary insured shall have an option to migrate from the Future Hospicash cover in this scheme/ offering to our existing Future Hospicash Policy or, to migrate from Accident Suraksha cover in this scheme/ offering to our existing Accident Suraksha policy
We ask your essential details such as your name, address, the Gift receiver’s age, gender, and contact details as mentioned in the FG Gift of Health proposal form. These details will help us in determining the final premium and servicing of the plan