It covers Mental Illness* as per terms & conditions of the policy
Hospitalization Medical expenses if hospitalization is done for minimum 24 hours or more
Day Care Treatment expenses cover for hospitalization expenses for less than 24 hours
An increase of 25% on the balance Sum Insured (excluding the CB) if you are hospitalized due to an accident
Maternity expenses are covered after a waiting period
We provide Sum Insured up to Rs. 1 Crore
You can avail 15% discount on Health Total Policy
You can pay the premium either monthly, quarterly or half-yearly
If you exhaust your sum insured due to claims, we will restore your complete sum insured for that year (subject to T&C)
Family discount10% discount if two or more persons are covered in same policy.
Long-term discountAvail discount up to 7.5%-10% in case you pay a single premium for long term policy.
Easy EMIPay premiums by EMI using Credit Card and choose paying for 3, 6 or 12 months.
Tax benefitTax benefit on premium paid by any mode other than cash or DD is eligible for tax relief as provided under Section 80D of the Income Tax Act.
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Why you should have a
Due to unavailability of health insurance, don’t end up compromising on the quality of medical treatment. A comprehensive health cover like Health Total will ensure that you can avail of the high-quality treatment from leading hospitals.
We offer you an extensive network of 6000+ hospitals which offer cashless hospitalization. Don’t worry about arranging for cash in time of need.
You can avail Tax benefits under Section 80D and Section 80DD of Income Tax Act 1961. Under Section 80D, you can avail tax benefits up to Rs 55,000.
You will attain an immense peace of mind by owning health insurance which offers comprehensive coverage for your loved ones and you. You don’t need to worry about having adequate funds in case of any medical emergency.