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Why Health Total is the right policy for you

  • Mental Illness*

    It covers Mental Illness* as per terms & conditions of the policy

    • Covered as inpatient hospitalization
    • Covered as an OPD benefit under Superior & Premiere plan
  • Physical Illness

    • Hospitalization Medical expenses if hospitalization is done for minimum 24 hours or more

    • Day Care Treatment expenses cover for hospitalization expenses for less than 24 hours

    • No medical tests are required up to the age of 55 years for sum insured up to 25 lakhs
    • An increase of 25% on the balance Sum Insured (excluding the CB) if you are hospitalized due to an accident

    • Maternity expenses are covered after a waiting period

  • High Sum Insured

    We provide Sum Insured up to Rs. 1 Crore

  • Discount on policy

    You can avail 15% discount on Health Total Policy

  • Flexible premium payments

    You can pay the premium either monthly, quarterly or half-yearly

  • Restoration of the Sum Insured

    If you exhaust your sum insured due to claims, we will restore your complete sum insured for that year (subject to T&C)

Top Reasons to Buy Health Insurance

Family discount

10% discount if two or more persons are covered in same policy.

Long-term discount

Avail discount up to 7.5%-10% in case you pay a single premium for long term policy.

Easy EMI

Pay premiums by EMI using Credit Card and choose paying for 3, 6 or 12 months.

Tax benefit

Tax benefit on premium paid by any mode other than cash or DD is eligible for tax relief as provided under Section 80D of the Income Tax Act.

Why Choose Future Generali

High customer
satisfaction score

94% claim
settlement ratio

Cashless settlement
in less than 3 hours

Manage your policies on  FG Insure App 

Why you should have a 
health insurance? 

  • Don’t compromise on Health Care

    Due to unavailability of health insurance, don’t end up compromising on the quality of medical treatment. A comprehensive health cover like Health Total will ensure that you can avail of the high-quality treatment from leading hospitals.

  • Benefits of Cashless Claim

    We offer you an extensive network of 6000+ hospitals which offer cashless hospitalization. Don’t worry about arranging for cash in time of need.

  • Let the tax benefit make you smile bigger

    You can avail Tax benefits under Section 80D and Section 80DD of Income Tax Act 1961. Under Section 80D, you can avail tax benefits up to Rs 55,000.

  • Peace of Mind

    You will attain an immense peace of mind by owning health insurance which offers comprehensive coverage for your loved ones and you. You don’t need to worry about having adequate funds in case of any medical emergency.