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Jet Set Secure

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Jet Set Secure

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What is Jet Set Secure?

Jet Set Secure by Future Generali is an overseas travel insurance product designed to meet the diverse needs of travelers. It offers a wide range of benefits that can be tailored according to the duration, destination, and nature of your trip.

Whether you're traveling for leisure, business, or education, Jet Set Secure offers a variety of customizable options. We provide coverage for pre-existing conditions, adventure sports, card fraud, pet care, mugging, and loss of gadgets, cyber fraud, and digital theft.

Jet Set Secure also offers value-added services to not only assist you while you're overseas but also your family back home. In addition, our automatic baggage and flight tracking services further ensure you have a seamless and comfortable travel experience.

Why Buy Jet Set Secure?

Global Protection

Get global coverage including or excluding the US or Canada, depending on your travel needs and destination.

Comprehensive Coverage

Extensive protection against medical issues, accidents, trip interruptions, personal liability, legal troubles, and even pet care.

Customizable Plans

Choose from single trip, annual multi-trip, or specialized student policies to best fit your travel frequency and purpose.

Value-added Services for Family

While you’re away, your family members back home also have support and assistance.

Floater Benefits

Get coverage for yourself, your spouse, up to four dependent children, parents, and parents-in-law under one convenient plan.

Quick Claim Settlements

Our streamlined approach ensures all claims are handled quickly, so you can focus on recovery and enjoyment instead of paperwork.

Benefits of Jet Set Secure

Jet Set Secure offers numerous benefits that enhance your travel experience. These include:

Special benefits for senior citizens

Recognizing the unique needs of older travelers,we offer specialized benefits and services to senior citizens. These tailored features provide added comfort and safety, making travel more enjoyable and stress-free for the elderly.

24/7 toll-free assistance

No matter where you are in the world, we ensure that help is always available through its 24/7 toll-free assistance line. Whether it's a lost passport, a medical emergency, or any other travel mishap, expert help is just a call away, anytime and anywhere.

Zero amount deducted while filing a claim

We offer full sum insured without any deductions when you make a claim. This ensures greater financial relief and transparency during claims.

Floater benefits

We allow; you to include multiple family members under one comprehensive plan. This not only reduces the hassle of managing multiple plans but also enhances the coverage for your loved ones, ensuring everyone is protected under the same high standards.

Worldwide support

Our global support network means that you have access to assistance in any country you visit. Whether you're dealing with emergencies or unexpected situations, we ensure you receive the necessary support regardless of your location.

Comprehensive coverage

We offer extensive coverage options to protect you against a wide array of travel-related risks. From medical emergencies to trip cancellations and baggage loss, every aspect of your journey is safeguarded, giving you peace of mind as you explore the world.

Seamless Claim Process

Enjoy a smooth and hassle-free claim process with us. We ensure quick and efficient handling of claims, which means less stress and more enjoyment for your travels.

Highly customizable

You can tailor your insurance plan to perfectly fit your travel needs. Whether it's adjusting the coverage amounts or choosing specific add-ons, the policy can be customized to ensure you only pay for what you need.

Multiple Add-ons

Select from a wide variety of add-ons to further enhance your coverage. From adventure sports coverage to pet care and more, these additional features allow you to build a travel insurance package that meets all your specific travel requirements.

What is covered?

INCLUSIONS

Emergency medical coverage

We take care of all expenses for medical emergencies, outpatient treatment, medical evacuation, continuation of treatment in India, and even repatriation of remains.
Dental Treatment Expenses

We provide coverage for urgent dental care.
Accidental death and disablement

Get financial support in the unfortunate event of total or partial disablement, or death due to an accident.
Hijack cover

We've got your back in the event of a hijack situation during your travel.
Trip inconveniences

Get compensation for delays, cancellations, and curtailment of your trip.
Baggage issues

We cover delays and loss of checked-in baggage, helping replace essentials and lost items.
Personal Liability

Financial protection against any legal liabilities that might occur during your trip.
Loss of Important Documents

Receive assistance and coverage for the loss of passports and driving licenses.
Automatic Trip Extension

If you need to extend your trip unexpectedly, you can extend the coverage for up to 7 days.

What is not covered?

EXCLUSIONS

Hospital admissions for diagnostic purposes

Any admission primarily for investigative or diagnostic examinations is not covered under the policy.
Alternative treatments

Jet Set Secure does not cover expenses related to non-allopathic and alternative medical treatments.
Cosmetic procedures

Costs associated with cosmetic or plastic surgery are also excluded from the policy.
Vision and dental correctives

The policy does not provide coverage for expenses for spectacles, contact lenses, hearing aids, and cosmetic dental surgeries.
Confiscated items

Loss or damage to your passport due to confiscation or detention by authorities will not be covered under this policy.
Unreported losses

Jet Set Secure does not cover losses not reported to the police within 24 hours and without an official report.
War-related incidents

Any claims arising from war or similar actions are excluded from the policy. • Restricted Travel: Travel to locations like Mansarovar, Haj, or any country under travel restrictions by the Government of India is also excluded.

More than just insurance

With Jet Set Secure, you can also enjoy the following value-added services:

Arrangement of emergency medical evacuation

Arrangement of local burial or transfer of mortal remains

Lost luggage assistance

Arrangement of a compassionate visit

Lost passport assistance

Bounced booking - hotel/common carrier

Legal assistance

Arrangement of bail bond

Medical service referral

Arrangements of appointments with local doctors for treatment

Emergency message transmission assistance

Visa and inoculation details

Interpreter referral

Embassy referral

Golf bookings – domestic and international

Cyber fraud and digital identity theft protection program

Vehicle care services

Personal and home assistance

Flight tracking

Baggage delay services

Teleconsultation

Fitness online sessions

Dietician and nutrition online sessions

Home diagnostic services

24/7 psychological hotline service

Second medical opinion

Coverage Options

Single Trip Plans (Worldwide Including / Excluding USA and Canada)

• Standard: USD 50,000, 1 lakh

• Silver: USD 1 lakh, 2 lakh

• Gold: USD 2 lakh, 2.5 lakh

• Platinum:USD 3.5 lakh, 5 lakh

• Senior Citizen:USD 35,000, 50,000, 1 lakh

Policy Term: 1 year

Annual Multi-Trip (Worldwide Including / Excluding USA and Canada)

• Gold Plus: USD 2 lakh, 2.5 lakh

• Platinum Plus: USD 3.5 lakh, 5 lakh

• Senior Citizen Plus: USD 35,000, 50,000, 1 lakh

Policy Term: 1 year

Student Policy

• Standard: USD 50,000, 1 lakh

• Silver: USD 1 lakh, 2 lakh

• Gold: USD 2 lakh, 2.5 lakh

• Platinum: 3.5 lakh, 5 lakh

Policy Term: 2 years

FG Insure App

Track and manage your policies with the FG Insure App.

How can I buy Jet Set Secure?

Here’s how you can get your Jet Set Secure in different ways:

1
Call Our Helpline

FIll your details in the form

or

Call us to 1800 266 1112
2
Send Us an Email

Email us at fgcare@futuregenerali.in
3
Visit Our Branch

Walk-in to any of our nearest branches

FAQs – Frequently asked questions

What are various plan variants available under Jet Set Secure?

Jet Set Secure offers three plan variants:

Single trip: Standard, Silver, Gold, Platinum, and Senior Citizen
Annual multi trip: Gold Plus, Platinum Plus, and Senior Citizen Plus

Student policy: Standard, Silver, Gold, Platinum

What are the geographical areas covered under Jet Set Secure?

Jet Set Secure offers two geographical coverages - worldwide including the US and Canada and worldwide excluding the US and Canada.

What are the age limits in Jet Set Secure?

The age limits for Jet Set Secure are as follows:

Single trip: Minimum 1 day and maximum 70 years
Annual multi trip: Minimum 1 day and maximum 70 years
Student policy: Minimum 16 years and maximum 50 years
Senior citizens: Minimum 71 years and maximum 90 years

What are the maximum days for which I can take the travel insurance policy?

Travel insurance can last up to 365 days from the start date. Single Trip travel insurance can cover your trip for up to 180 days. With Annual Multi-Trip insurance, your coverage extends for multiple trips, each lasting between 30, 45, 60, or 90 days, depending on the option you've selected.

Who can be covered under Jet Set Secure?

You can cover yourself, your spouse, up to 4 dependent children, parents, and parents-in-law under Jet Set Secure.

What benefit will I get from this insurance in case of a medical emergency?

In case of an emergency, the plan provides the following benefits:

Emergency expenses incurred for any sudden illness or injury.
Emergency medical evacuation.
Emergency outpatient treatment except for pre-existing diseases.
Continuation of medical treatment in India.
Transportation expenses of mortals remain back to India.
Accidental bodily injury during the trip.
Cost towards burial in case of one’s sudden demise.

What are covers available in Jet Set Secure?

There are 12 base and 36 optional covers available in Jet Set Secure. (For details, please refer to the Product brochure.)

Does the policy cover pre-existing diseases?

Yes, the policy covers pre-existing diseases if you opt for it.

Can I buy insurance if I have an immigration visa?

Yes, you can buy travel insurance even if you are traveling on an immigration visa. The maximum duration of your policy can only be 90 days for a single trip.

Whom do I contact while abroad in case of any emergency?

You can contact the Europe Assistance Provider in case of any emergency. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.

What is an Assistance Service Provider and How do I get in touch with an Assistance Service Provider?

Assistance Service Provider is an organization appointed by the insurance company to provide claim-related services to insured members on any international trip. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.

What is the minimum & maximum sum insured offered by Jet Set secure?

With Jet Set Secure, you can get a minimum sum insured of USD 35,000 up to USD 5 lakh.

Are there any sub-limits applicable in Jet Set Secure?

Yes, sub-limits are applicable for policyholders aged 55 years and above. There is also an option for the insured to waive off this sublimit.

Are business travelers eligible to purchase a travel insurance policy?

Yes. Jet Set Secure is designed for all leisure, business, and study trips. Business travelers who go abroad frequently can avail of multi-trip plans.

Can I extend my policy in case I extend my stay?

Yes, an extension facility is available under certain travel plans.

What type of travel falls under the decline list?

Coverage for travel to Mansarovar, Haj, and countries where travel restrictions have been issued by the Government of India are excluded from the policy.

Can you buy travel insurance after booking your trip?

Yes, you can buy Jet Set Secure travel insurance after booking your trip. However, you cannot take it after your trip has begun.

Can I be issued more than one policy for the same trip?

No, only one travel insurance policy will be issued per single trip to the insurer by the insurance company.

How can I cancel my travel insurance policy?

Travel insurance companies typically charge a premium to travelers either on a per-day basis or require the entire payment upfront. If the insured returns home earlier than planned, they may be eligible for a partial refund if the premium was paid in advance and no claims were filed during the coverage period.

What do I do first when I fall sick while abroad?

If you fall ill while traveling overseas, you can visit any hospital and inform the travel insurance company after your visit to register a claim for reimbursement.

What if I lose all the original documents?

It is very important to provide all the supporting documents to your travel insurer to get your claim approved. If you fail to produce the original documents, your claim will most likely get rejected and you will not get the claim amount.

Does travel insurance cover me if I cancel my flight?

Yes, your travel insurer will cover all the expenses and losses incurred due to flight cancellation before the date of the departure. However, you have to give a valid reason for the cancellation.

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PRODUCT NAME: JET SET SECURE | UIN: FGITIOP24165V012324 | 14TH FEBRUARY 2024

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