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The LGBTQIA+ community in India often struggle to find a health insurance policy that covers live-in or same-sex partners. As a result, accessing basic healthcare services can take a toll on your pocket. But when your healthcare needs are the same, why shouldn't you enjoy the same health coverage?
In a bid to make health insurance more inclusive, Future Generali has redefined ‘family’ in our insurance policies. Our family floater and individual plan policies now also cover live-in partners and same-sex couples.
Why is Future Generali Health Insurance the right choice for you?
At Future Generali, we believe healthcare is for all. Our health insurance for the LGBTQIA+ community gives you complete healthcare protection that includes the following-
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Mental Illness
Bullying, societal stigma, and family rejection can take a toll on your mental well-being. Our insurance plan covers your mental healthcare requirements and also aids your mental wellness.
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Physical Illness
A physical illness can also affect your mental and financial health. To ensure you receive high-quality medical aid without any stress, we cover the following medical expenses for you-
- Hospitalization expenses if you are hospitalized for a minimum of 24 hours
- Daycare treatment expenses for hospitalization less than 24 hours
- No medical test is required if you are under 55 years of age and your sum insured is up to Rs.25 lakh
- An increase of 25% on the balance Sum Insured (excluding the CB) if you are hospitalized due to an accident
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High Sum Insured
We provide a Sum Insured up to Rs. 1 Crore.
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Discount on policy
You can avail a 15% discount on our online health policies
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Flexible premium payments
You can pay the premium either monthly, quarterly, or half-yearly at your convenience
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Restoration of the Sum Insured
If you exhaust your sum insured due to claims, we will restore your complete sum insured for that year (subject to T&C)
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Family Discount
We extend healthcare coverage for your live-in or same-sex partner too. If two or more people are covered under the same policy, you get a discount of 10%.
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Long-term Discount
Get a discount of up to 7.5%-10% when you pay a single premium for a long-term policy.
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Tax Benefit
Enjoy tax benefits under Section 80D of the Income Tax Act.
Products That Cover You
Future Generali extends health insurance coverage to the LGBTQIA+ community through the following plans-
FG Health Total
If you want complete health coverage for you and your family, our Health Total Policy is your best bet! Not only does it cover all your medical expenses, but it also offers discounts, tax benefits, and co-payment options!
Health Absoulte
At Future Generali, we understand how precious your family is to you. With our FG Health Absolute product, we cover them for both physical or mental wellness. Our comprehensive plan covers up to 15 members of your family.
Future Health Suraksha
Getting hospitalised is always an expensive affair. From simple daycare treatment to major operations, everything can put a dent in your savings. That’s why we are here to make things a little easier. With our policy, you can access the medical care you need without compromising!
Health Super Saver
Future Generali’s Health Super Saver insurance is a one-of-its-kind health insurance product. When you buy our policy, you get a chance to unlock ‘Super Saver Discount'.
Future Advantage Top-Up Insurance
Future Advantage Top-up is deductible health insurance plan with high Sum Insured options to provide extra coverage at low premium as compared to any traditional health insurance plan.
The Future Generali Advantage
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High customer satisfaction score
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94% claim settlement ratio
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Cashless settlement in less than 3 hour
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Manage your policies on FG Insure App
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