The car insurance policy document is a legally binding agreement between the policyholder and the insurance company. This document contains the essential details of the policy, like inclusions, exclusions, agreed premium amount, claim settlement ratio, etc., along with the details of your car, such as model, variant, chassis number, and many more. These details make the policy papers crucial, and thus, it is needed to be carried around.
Let's have a look at the ways how to download car insurance policy.
How to download car insurance copy online?
Getting an online copy of the policy and downloading it is easy. There are many ways you can obtain these papers. Car insurance policy download by vehicle number is one of the familiar sources that people use.
1. Using Email
A car insurance policy download can be initiated using your registered or insurer’s email. When you purchase or renew your car insurance policy, the insurer will send you a soft copy of policy details and related documents to your registered email. You can check these emails in your spam or junk folder if they do not appear in the primary section.
2. Through insurer’s website
Another way to get a car policy download is through the insurer’s website.
- Login to your account on your insurer's official website. Fill in the login credentials and go to the dashboard.
- Find the list of policies and click on the car insurance policy you want to download.
- Now, click the view option to check the document and download the policy to your device.
3. Using mobile application
If you are wondering how to download insurance copy of car using a mobile app, follow the steps to see how easy it is:
- If your insurer has a mobile app, make sure you have installed that app.
- Now, log in using your login credentials and navigate to the list of policies that appears on your mobile screen.
- Select your existing plan, and you will see options like car insurance download or get a policy copy on your screen.
- Use this download option to get a soft copy of the policy on your mobile device.
4. Through the vehicle number of your car
Accessing the policy documents might be tricky for those who don’t know how to download car insurance copy by vehicle number.
Following are the steps you should follow for car insurance download by vehicle number:
- Visit the official website of Parivahan Sewa.
- Choose your state from the dropdown list.
- You will now be directed to the Vahan Citizen Services portal, where you must enter your vehicle number and regional transport office (RTO) name.
- After selecting these details, you will be directed to the next page to find all the information about your car and its insurance policy details.
- You will see the download option on the side, which you can use to download and keep the details handy.
5. Through the Insurance Information Bureau (IIB)
Car insurance copy download can be an arduous process. So, if you feel like the process is complicated for you, visit the IIB website, which provides V-Seva services. You need to enter your car registration number, and IIB will give a detailed breakdown of your insurance coverage, including policy number, validity dates, and policyholder’s name. This makes the process easy and accurate since it shows legally registered details. You can verify your details on IIB to ensure your insurer is truthful and upload the information to the government portal.
FAQs
1. Is it necessary to carry around car insurance paper?
While driving your car, you must carry at least a digital copy of your policy according to Indian legislation. If you are unaware of how to download insurance copy of car, you can do so using a registered email, the insurer’s website, or your vehicle number.
2. Do I need policy documents during car insurance renewal? (H3 Tag)
Yes, you need policy documents, which include the policy number, coverage details, and premium amount, while renewing your car insurance. You can follow the steps for car insurance download online to have it handy on your phone.
3. What is a car insurance certificate?
A car insurance certificate is a document offered by the insurer at the time of renewal or purchase of the policy. This certificate includes details like policy coverage, add-ons, and important dates. This document should always be kept handy.
4. Are there any benefits of buying a car insurance policy online?
Some of the significant benefits are as follows:
- It is a more convenient process.
- It involves minimal to zero paperwork.
- Quick process.
- You can access your policy document anytime since it facilitates easy steps of how to get car insurance copy online.
5. What documents are needed to carry while driving a car?
While driving your car, you need to carry:
- Registration certificate
- Driving license
- Car insurance paper
- Pollution Under Control (PUC) certificate
Remember, insurance policy documents can easily be accessed once I know how to download my car insurance policy online.
