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Pradhan Mantri
Fasal Bima Yojana

Toll FREE NO.
18002664141

Pradhan Mantri
Fasal Bima Yojana

The PMFBY was launched in 2016 from kharif season and replaced Modified National Agriculture Insurance schemes in India.

Read More For Key Features

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Pradhan Mantri Fasal Bima Yojana (PMFBY): An informative film

Customers
Stories

Marketing Awareness

VAN Campaign Know More
Workshops Know More
Newspaper Ad/Press Releases Know More
The PMFBY was launched in 2016 from kharif season and replaced Modified National Agriculture Insurance schemes in India.

The scheme has been launched with moto of One Nation One Crop One Premium. This new scheme aims at covering the losses suffered by farmers due to reduction in crop yield as estimated by the local government authorities through crop cutting experiments.

The scheme also covers pre sowing losses, post-harvest losses due to cyclonic rains and losses due to unseasonal rainfall in India. There is a provision to cover losses due to localized calamities such as inundation also in addition to the previously covered hailstorm and landslide risks.

This schemes aims to increase the penetration of crop insurance in rural market and cover 50 % of total sown area.

Key Features

Low Farmer Premium Rates

The rate of Insurance Charges payable by the farmer will be as per the following table

2.0%

of SI or Actuarial rate, whichever is less

1.5%

of SI or Actuarial rate, whichever is less

5%

of SI or Actuarial rate, whichever is less

Use of Technology

The new scheme envisages many new things such as utilizing innovative technologies like satellite imagery, vegetation indices etc. coupled with the mandatory usage of smart phones / hand held devices for increasing the speed and accuracy during yield estimation. In order to minimize the area discrepancy in coverage, the scheme also promotes the digitization of land records.

For more details you can visit Government of India's website for Pradhan MantriFasalBimaYojana www.pmfby.gov.in

Providing financial support to farmers suffering crop loss/damage arising out of unforeseen events

Ensuring flow of credit to the agriculture sector; which will contribute to food security, crop diversification and enhancing growth and competitiveness of agriculture sector besides protecting farmers from production risks.

Stabilizing the income of farmers to ensure their continuance in farming

Stabilizing the income of farmers to ensure their continuance in farming

Encouraging farmers to adopt innovative and modern agricultural practices

Current Presence

Rajasthan

District: Jodhpur, Dungarpur,Bundi


District: Jodhpur, Dungarpur,
Bundi

a
Goa

Kharif 2022 - Rabi 2021-22


District: North, South

Karnataka

Kharif 2020 - Rabi 2022-23


District: Koppal, Ballari,
Udupi, Bengaluru Urban,
Tumakuru, Raichur

Operational Guidelines

Operational Guidelines

Farmer's Corner

To visit Government of India's website for Pradhan Mantri Fasal Bima Yojana, click here

www.pmfby.gov.in

To know your Application Status, Click Here

www.pmfby.gov.in

For Karnataka

(https://www.samrakshane.karnataka.gov.in)

To Enrol: Click on the

Farmer Login Page

How do we avail PMFBY

FAQ's

Pradhan Mantri Fasal Bima Yojana (PMFBY) provides protection to farmers for the losses occurring due to adverse weather conditions resulting in crop losses.
Yield Losses It includes Natural Fire and Lightning; Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc.; Flood, Inundation and Landslide; Drought, Dry spells; Pests/ Diseases etc
PREVENTED SOWING In cases where majority of the insured farmers of a notified area, having intent to sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity claims up to a maximum of 25%
Post-Harvest Losses Coverage is available upto a maximum period of 14 days from harvesting for those crops which are kept in cut & spread condition to dry in the field after harvesting, against specific perils of cyclone / cyclonic rains, unseasonal rains throughout the country.
Localised Calamities Loss / damage resulting from occurrence of identified localized risks i.e. hailstorm, landslide and Inundation affecting isolated farms in the notified area.
The scheme is optional for all farmers including farmers who have been sanctioned short term Seasonal Agricultural Operations (SAO) loans/Kisan Credit Card (KCC) for the notified crops from Financial Institutions (FIs) (hereinafter referred to as loanee farmers). Existing loanee farmers have the option of opting-out from the Schemes by submitting requisite declaration to loan sanctioning bank branches any time during the year but at-least 7 days prior to the cut-off date for enrolment of farmers for the respective seasons. All those farmers who do not submit the declaration would be essentially covered.
Sr.No Season Crops Maximum Insurance Charges Payable By Farmer(% of Sum Insured)
1 Kharif All food grain and Oilseed crops (all Cereals, Millets, Pulses and Oilseed crops) All food grain and Oilseed crops (all Cereals, Millets, Pulses and Oilseed crops)
2 Rabi All food grain and Oilseed crops (all Cereals, Millets, Pulses and Oilseed crops) 1.5% of SI or Actuarial rate, whichever is less
3 Kharif and Rabi Annual Commercial / Annual Horticultural crops 5% of SI or Actuarial rate, whichever is less
As per the new operational guidelines, the cut-off date for debiting premium from Farmers account, both loanee and non loanee would be, for Kharif – 15th July and Rabi – 15th December
If ‘Actual Yield’ (AY) per hectare of insured crop for the insurance unit (calculated on basis of requisite number of CCEs) in insured season, falls short of specified ‘Threshold Yield’ (TY), all insured farmers growing that crop in the defined area are deemed to have suffered shortfall of similar magnitude in yield. PMFBY seeks to provide coverage against such contingency. ‘Claim’ shall be calculated at IU level as per the following formula: (Threshold Yield – Actual Yield)Threshold Yield * Sum Insured Where Threshold Yield (TY) for a crop in a notified insurance unit is the average yield of best 5 years from past seven years of that season multiplied by applicable Indemnity Level for that crop
We have dedicated PMFBY toll free number – 1800 266 4141
Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded.

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VAN Campaign

Workshops

Press Releases

Radio / Audio Announcements Campaigns

Hindi Radio Jingle
Marathi Radio Jingle
Kannad Radio Jingle

Outdoor Promotion

Crop Insurance Week

Know More

District Wise Manpower List

State District Employee Name Email Id
Rajasthan (Kharif 2020 - Rabi 2022-23) Jodhpur SUJAY SHUKLA pmfbyrajasthan@futuregenerali.in
Dungarpur SAURABH KUMAR pmfbyrajasthan@futuregenerali.in
Bundi Abhishek Kumar pmfbyrajasthan@futuregenerali.in
Karnataka (Kharif 2020 - Rabi 2022-23) Koppal Parashuram Harijan karnatakapmfby@futuregenerali.in
Ballari Shiva Bachanalli karnatakapmfby@futuregenerali.in
Udupi Ravindra Moger karnatakapmfby@futuregenerali.in
Bengaluru Urban Nandan karnatakapmfby@futuregenerali.in
Tumakuru Prashant karnatakapmfby@futuregenerali.in
Raichur Anil Jadhav karnatakapmfby@futuregenerali.in
Goa (Kharif 2020 - Rabi 2021-22) North Mangesh Mandilkar Hemant.Raul@futuregenerali.in
South Chandan Pandekar Hemant.Raul@futuregenerali.in

Facilitation Centre / Functional PMFBY Office

PMFBY Dedicated Toll Free Number : 1800 266 4141

Grievance

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Download Brochure

Opt In Farmers Declaration Form - Click here

Opt Out Farmers Declaration Form - Click here

PMFBY Marketing Activities Flipbook Rajasthan Kharif 2020 - Click here

PMFBY Marketing Activities Flipbook Karnataka Kharif 2020 - Click here

PMFBY-Krishi Kalyan Abhiyan Report -Yadgir-2018 - Click here

Revamped PMFBY Operational Guidelines - Click here

Maharashtra Prevented Claims Figures for RABI 2018-19 - Click here

Maharashtra Beneficiary List for RABI PMFBY 2018-19 - Click here

Need Help?
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Business Statistics

Scheme State Name Season Year Loanee Farmer Application Non-loanee Farmer Application Area Insured Sum Insured (Rs. In Lakhs) Total Farmer Share (Rs. In Lakhs) State Premium Subsidy (Rs. In Lakhs) GOI Premium Subsidy (Rs. In Lakhs)
PMFBY ODISHA Kharif 2016 670708 10660 407237.6 220562.8 4368.0 5582.8 5582.8
PMFBY WEST BENGAL Kharif 2016 267615 409918 320114.8 186511.0 2521.7 0.7 0.7
PMFBY KARNATAKA Kharif 2018 24785 65609 109491 46777.00 4426.03 4426.01 4426.01
PMFBY RAJASTHAN Kharif 2018 529153 556 419821 119869.80 2452.12 6867.44 6867.44
PMFBY KARNATAKA Rabi 2018 1632 42238 71887 24814.87 374.39 1590.05 1590.05
PMFBY MAHARASHTRA Rabi 2018 41582 868464 664428.9 166503.0 2786.1 11124.3 11124.3
PMFBY GOA Kharif 2019 732 9 103.91 75.49 1.93 0.33 0.33
PMFBY KARNATAKA Kharif 2019 99226 293982 375176 170928.49 4070.01 17794.78 17794.78
PMFBY RAJASTHAN Kharif 2019 492155 2973 547248.8 151257.5 3266.9 17355.2 17355.2
PMFBY GOA Rabi 2019 145 0 40.1 20.0 0.3 0.4 0.4
PMFBY KARNATAKA Rabi 2019 51995 93229 175212.4 61347.6 922.2 5782.8 5782.8
PMFBY MAHARASHTRA Rabi 2019 15141 322398 176442.0 50412.4 949.0 3445.6 3445.6
PMFBY GOA Kharif 2020 84 2 14.0 12.1 0.4 0.1 0.1
PMFBY KARNATAKA Kharif 2020 54500 204563 253777.7 124567.8 2764.8 12228.9 12031.2
PMFBY RAJASTHAN Kharif 2020 619351 16229 665767.1 251753.9 5298.5 23333.3 20658.0

Claims Statistics

Scheme State Name Season Year No. of Farmers Insured Approved Claims (Rs. In Lakhs) Paid Claims (Rs. In Lakhs) Pending Claims (Rs. In Lakhs) Farmers Benefitted Against Paid Claims Reason For Claim Pendency
PMFBY ODISHA Kharif 2016 681368 6129.2 6129.2 0.0 37770 No Pendency
PMFBY WEST BENGAL Kharif 2016 677533 843.9 843.9 0.0 677533 No Pendency
PMFBY KARNATAKA Kharif 2018 90394 3010.2 3010.2 0.0 33808 NEFT/DBT Bounced
PMFBY RAJASTHAN Kharif 2018 529709 3717.0 3717.0 0.0 75562 No Pendency
PMFBY KARNATAKA Rabi 2018 43870 2397.1 2397.1 0.0 29211 No Pendency
PMFBY MAHARASHTRA Rabi 2018 910046 24722.2 24301.4 420.7 466602 NEFT Failure
PMFBY GOA Kharif 2019 741 0.7 0.7 0.0 497 No Pendency
PMFBY KARNATAKA Kharif 2019 393208 16934.2 15987.9 946.3 166912 TY/AY Data Pending
PMFBY RAJASTHAN Kharif 2019 495128 20953.2 20939.9 13.2 206850 NEFT Failure
PMFBY GOA Rabi 2019 145 0.0 0.0 0.0 0 TY/AY Data Pending
PMFBY KARNATAKA Rabi 2019 145224 0.0 0.0 0.0 0 TY/AY Data Pending
PMFBY MAHARASHTRA Rabi 2019 337539 15.7 15.7 0.0 602 No Pendency
PMFBY GOA Kharif Kharif 86 0.0 0.0 0.0 0 TY/AY Data Pending
PMFBY KARNATAKA Kharif 2020 259063 0.0 0.0 0.0 0 TY/AY Data Pending
PMFBY RAJASTHAN Kharif 2020 635580 0.0 0.0 0.0 0 TY/AY Data Pending

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