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Non Medical Expenses

List I – Items for which coverage is not available in the Policy

Sr. No.

Item

1 Baby Food
2 Baby Utility Charges
3 Beauty Services
4 Belt/Braces
5 Buds
6 Cold Pack/ Hot Pack
7 Carry Bags
8 Email/ Internet Charges
9 Food Charges (Other than patient's diet provided by hospital)
10 Leggings
11 Laundry Charges
12 Mineral Water
13 Sanitary Pad
14 Telephone Charges
15 Guest Services
16 Crepe Bandage
17 Diaper Of any type
18 Eyelet Collar
19 Slings
20 Blood Grouping and Cross Matching of Donors Samples
21 Service charges where nursing charge also charged
22 Television Charges
23 Surcharges
24 Attendant Charges
25 Extra diet of patient (Other than that which forms part of bed charge)
26 Birth Certificate
27 Certificate Charges
28 Courier Charges
29 Conveyance Charges
30 Medical Certificate
31 Medical Records
32 Photocopies Charges
33 Mortuary Charges
34 Walking AIDS Charges
35 Oxygen Cylinder (For usage outside the hospital)
36 Spacer
37 Spirometre
38 Nebulizer Kit
39 Steam Inhaler
40 Armsling
41 Thermometer
42 Cervical Collar
43 Splint
44 Diabetic Foot Wear
45 Knee Braces ( Long/ Short/ Hinged)
46 Knee Immobilizer/Shoulder Immobilizer
47 Lumbo Sacral Belt
48 Nimbus Bed or Water or Air Bed Charges
49 Ambulance Collar
50 Ambulance Equipment
51 Abdominal Binder
52 Private Nurses Charges - Special Nursing Charges
53 Sugar Free Tablets
54 Creams Powders Lotion (Toiletries are not payable, only prescribed medical pharmaceuticals payable)
55 ECG Electrodes
56 Gloves
57 Nebulization Kit
58 Any kit with no details mentioned (Delivery kit, Orthokit, Recovery kit, etc)
59 Kidney Tray
60 Mask
61 Ounce Glass
62 Oxygen Mask
63 Pelvic Traction Belt
64 Pan Can
65 Trolly Cover
66 Urometer, Urine Jug
67 Ambulance
68 Vasofix Safety

 

List II – Items that are to be subsumed into room charges

Sl No.

Item

1 Baby Charges (Unless Specified/ Indicated)
2 Hand Wash
3 Shoe Cover
4 Caps
5 Cradle Charges
6 Comb
7 EAU-DE-COLOGNE / Room Freshners
8 Foot Cover
9 Gown
10 Slippers
11 Tissue Paper
12 Tooth Paste
13 Tooth Brush
14 Bed Pan
15 Face Mask
16 Flexi Mask
17 Hand Holder
18 Sputum Cup
19 Disinfectant Lotions
20 Luxury Tax
21 HVAC
22 House Keeping Charges
23 Air Conditioner Charges
24 Im Iv Injection Charges
25 Clean Sheet
26 Blanket/ Warmer Blanket
27 Admission Kit
28 Diabetic Chart Charges
29 Documentation Charges/ Administrative Expenses
30 Discharge Procedure Charges
31 Daily Chart Charges
32 Entrance Pass/ Visitors Pass Charges
33 Expenses related to prescription on discharge
34 File Opening Charges
35 Incidental Expenses/ Misc. Charges
36 Patient Identification Band/ Name Tag
37 Pulseoxymeter Charges

 

List III – Items that are to be subsumed into Procedure Charges

Sl No.

Item

1 Hair Removal Cream
2 Disposables Razors Charges (for site preparations)
3 Eye Pad
4 Eye Shield
5 Camera Cover
6 DVD, CD Charges
7 Gause Soft
8 Gauze
9 Ward and Theatre Booking Charges
10 Arthroscopy & Endoscopy Instruments
11 Microscope Cover
12 Surgical Blades, Harmonic Scalple, Shaver
13 Surgical Drill
14 Eye Kit
15 Eye Drape
16 X-Ray Film
17 Boyles Apparatus Charges
18 Cotton
19 Cotton Bandage
20 Surgical Tape
21 Apron
22 Torniquet
23 Ortho Bundle, Gynaec Bundle

 

List IV – Items that are to be subsumed into cost of treatment

Sl No.

Item

1 Admission/ Registration Charges
2 Hospitalisation for Evaluation/ Diagnostic Purpose
3 Urine Container
4 Blood Reservation Charges and Ante Natal Booking Charges
5 BIPAP Machine
6 CPAP/CAPD Equipment
7 Infusion Pump
8 Hydrogen Peroxide/ Spirit/ Disinfectants etc
9 Nutrition Planning Charges - Dietician Charges - Diet Charges
10 HIV Kit
11 Antiseptic Mouthwash
12 Lozenges
13 Mouth Paint
14 Vaccination Charges
15 Alcohol Swabes
16 Scrub Solution/ Sterillium
17 Glucometer Strips
18 Urine Bag