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COMMERCIAL INSURANCE

Contractors All Risks Insurance

Specially designed to protect the interest of civil contractors against the damage to or destruction of various civil engineering projects (like dwellings, office, hospitals, tunnels, cannels etc). These projects includes accidental damage to civil Construction works, contractor's plants & machinery at the construction site and damage / defects during the subsequent period of maintenance for which the contractors is liable under the terms of the agreement between the contractors and the principal.

What’s Covered

  • Covers the risks of accidental physical loss or damage in respect of the contract works, during the execution of a civil project.

  • Various additional covers like Escalation, Clearance and Removal of Debris, Third Party liability cover, Damage to Owners surrounding property, Maintenance Cover and Contractors Plant and Machinery are also available as per requirement and on payment of additional premium.

What's Not Covered

  • War and Nuclear risks

  • Willful Act or Willful Negligence of the Insured

  • Partial/total cessation of Work

  • Normal wear and tear

  • Disappearance or shortage (inventory losses)

  • Contractual liabilities

  • Consequential losses


Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

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