Rural Insurance

Daily Hospitalization benefit
You will get a fixed hospital cash benefit for each continuous and completed period of 24 hours of hospitalization caused by Accidental Bodily Injury or Sickness, for maximum of 5/ 10/ 15/ 20/ 25 days as per the plan chosen

ICU Benefit
You will get two times of the benefit chosen in case of hospitalization in the Intensive Care Unit of a Hospital caused by Accidental Bodily Injury or Illness, for maximum period of 10 days for each hospitalization and maximum period of 20 days during policy period as per plan opted

Deductible
You will have an option to choose deductible of 1 day, 2 days or 3 days and avail a discount on premium as per the deductible and plan opted

Convalescence Benefit
You will get an additional convalescence benefit for Hospitalisation beyond 10 consecutive days for maximum once per hospitalisation period. The cover will be applicable for 15 days/ 20 days/ 25 days plan options, if opted for

Maternity Benefit Expenses Cover
You have the option to choose Maternity benefit expenses cover with and without 9 months waiting periods

Pre-Existing Disease cover
You have the option to choose Pre-Existing Disease cover to cover any condition/ ailment/ injury/ related condition for which you have been diagnosed, received medical treatment, had signs/ symptoms, prior to inception of first policy