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What is Sukshma Hospicash?

A health insurance policy can help you take care of most of your medical and hospitalisation bills. Unfortunately, it doesn’t end there. Food, transportation, and other expenses can deplete your savings, especially if you’re hospitalised for a long time.

However, with our Sukshma Hospicash Policy, you get daily allowance for each day you spend in the hospital. You can use this daily allowance to cover all extra expenses that your insurance doesn’t include.

What is in for you?

  • 24*7 assistance
  • Quick and easy claim settlements
  • Quick policy issuance
  • Cover for the entire family
  • Pocket-friendly premiums

What is Covered?

Our policy provides broad coverage, which includes:

ICU Benefits

ICU treatment is generally more expensive. Keeping this in mind, our plan offers twice the regular daily allowance for ICUs!

Daily hospitalisation cover

With our daily hospitalisation cover, you get a daily cash allowance for every day you spend in the hospital. You can also choose the maximum number of days you want the allowance for.

Add On Covers

Yes, Sukshma Hospicash Insurance features optional benefits like:

  • You can also cover maternity expenses. They come with and without a 9-month waiting period option.
  • You will get additional recovery benefits for ten days after you’re discharged.
  • You can cover the hospitalisation expenses for any disease or illness you had before buying the policy.
  • You can choose deductible for 1,2 or 3 days depending on your needs. You will get a discount based on the deductible plan you choose.

What is not covered?


  • Hospitalisation outside India

  • Non-allopathic treatment

  • Cosmetic surgeries

  • Experimental or unproven treatment

  • Self-inflicted injury

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PRODUCT NAME: Sukshma Hospi-Cash (Micro-Insurance Product) | UIN NO: FGIHMIP22106V032122 | LAUNCH DATE: 30th June 2016