Rural Insurance

Malicious or willful injury or neglect, overloading, unskillful treatment or use of animal for purpose other than stated in the policy

Enterotoxaemia, Sheep Pox, Goat Pox, Rinderpest, FMD, Anthrax, H.S, B.Q. if the animal is not successfully inoculated (protected)

Death due to any disease contracted within 15 days from the date of commencement of the policy

Transport by air and sea. Transport beyond 25 kilometers from the place of stabling by rail/road and beyond 50 kilometers from the place of stabling in case of transit by foot

Loss or damage caused willfully or knowingly by the Insured or any person acting on his behalf

Normal cracking, settlement, bedding down, up heaving of land/structures, coastal or river erosion, defective design, workmanship or use of defective materials

Theft or clandestine sale

Partial disability of any type, whether permanent or temporary

Accidents occurred and/or diseases contracted prior to commencement of risk

Intentional slaughter of the animal except in cases where destruction is necessary to terminate incurable suffering

Any consequential loss, however arising

Death due to Plueropneumonia