Today, we literally live our lives on the internet. Naturally, you also face many threats to your identity and money online. Future Generali’s Personal Cyber Risk Policy gives you coverage against many online risks - malware, phishing, cyberbullying, and IT theft.
We settle your claim in minutes.
We send your policy instantly on receiving payment.
Coverage against email frauds, loss of private data due to malware and many more.
You can customise your plan and choose items you want protection against.
We work everyday to improve the quality of our service.
10% family discount if you cover yourself and one more person in the same plan
10% to 25% discount on premiums if you choose voluntary deductible plan
Floater discount on premiums paid for dependent members
10% discount if you pay all premiums at once
No loading charge for a bad claim experience
Flexible premium payments - monthly, quarterly and half-yearly
15% discount if you buy from our website
Today, the internet has tons of your personal information. This means that your photos, videos, and text could easily fall into the wrong hands. Our policy will provide you protection if you suffer such attacks.
Email phishing is a new way for fraudsters to cheat you. Such people may try to get sensitive information out of you by appearing friendly. Our policy pays you for the damages caused due to email phishing.
Cyber extortion is scarier than an actual one. Why? Because people can hide behind the wall of anonymity. But don’t get scared. Stay secured with Future Generali’s policy.
Millions of families around the world suffer from the consequences of identity theft. Future Generali takes care of the expenses if you face this crime.
Sometimes, the emails you receive might not be from that sender, even though the address says so. This new type of email scam is known as email spoofing.
Many people on the internet try to frighten or continuously harass a person. Therefore, it is essential to protect yourself and your family from such individuals.
Malware can perform unwanted actions in your system without you knowing it. Such an attack can be devastating and can cause data loss and privacy.
Cyber attacks can sometimes release your personal data for the whole world to see. However, there’s no need to worry.
Thefts and burglaries can cause irreparable damages to your finances. Our policy will pay you for your expenses in such a situation.
Property or Bodily Injury
Mechanical failures, breakdowns, illnesses, or bodily injuries
Natural Perils
Natural disasters such as earthquakes, cyclones, etc
Improper or dishonest conduct
A fraudulent act that is deliberate or intentional
Loss of obscene, immoral, racist, or extremist data
We do not support storing any racist, indecent, or extremist data. That’s why we don’t provide coverage against the loss of such data
Losses due to a disturbance in external networks
Our insurance policy doesn’t cover loss or damage to any devices caused by external network failure or power outage
Loss of trade secrets
We know plagiarism of one’s intellectual property, and trade secrets can be heart-breaking. Unfortunately, it doesn’t fall under our policy’s coverage
Unsolicited communication
Data that is stored without your consent
War and terrorism
War and terrorism, including cyberterrorism
Individual
Adults
Family (Self +Spouse + 2 Children)
(Maximum 2 Adults –Self + Spouse and 2 Children)
Any Individual Person - Above 21 years
Renewal - Renewal will be done automatically if no claim reported
These are pre-approved and filled rates and shall not further require any approval
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We only need some basic details to give you a quote.
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Once you secure the insurance cover, you get a financial assurance for all your cyber needs. You also get documents for your better understanding and convenience.
Our Personal Cyber Risk Policy covers you for 1 year
Credit monitoring involves tracking someone’s credit history. This monitoring detects any suspicious transactions and activities.
Malware attacks are the most common form of cyberattacks. Malware can cause changes in your computer system without your consent. These attacks can hamper your privacy and can compromise your data. Fraudsters can also use it to extract money from you.
If you are between the ages of 21-50, you can buy our policy.
Option 1: You can either file an online claim
Option 2: You can call us at this toll-free number (1800 266 1112)
We provide personal card loss cover as an add-on cover. You will have to pay an additional premium to get the benefit.
The policy covers defence costs, counselling services, direct financial loss, and IT consultation services.
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Read MorePRODUCT NAME: PERSONAL CYBER RISK POLICY | UIN NO: FGIHLIP21163V022021 | LAUNCH DATE: 1ST OCTOBER 2020
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