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Home Insurance

Home Insurance Policy

Find out how Home Insurance Works

Don’t let any mishaps ruin your precious home. Act now!

Protect what protects you! Insure your home and everything in it. Future Generali’s home insurance policy named Home Secure provides all-inclusive protection for your biggest investment and protects you from all your related worries.

Home Insurance Eligibility

Home owned by you
You can buy Home insurance if you own a house.

Home not owned by you
You can buy home insurance policy only for the contents in your house in case the house is not owned by you.

What Home Insurance Covers

Future Generali's home insurance policy covers the following: 

  • Fire, Burglary / Housebreaking and natural calamities

  • Coverage for Baggage, Plate Glass, Pedal Cycle, ATM Cash Withdrawal, Misuse of Credit Card, Veterinary Costs

  • Losses or damages to domestic & electronic appliances, portable equipments like lap tops etc.

  • Liabilities like tenants legal liability, Domestic Workmen compensation and Public liability

Exclusions of this plan

  • Consequential Loss of any Kind or Description

  • Loss or Damage Caused by Depreciation or Wear and Tear

  • Damage to Contents of a Consumable Nature

  • Loss or Damage to Mobile Phones or Similar Communication Devices

Disclaimer For complete details of Home Insurance Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

How can you buy Home Insurance?

Buy your Home Insurance Plan

We at Future Generali are committed to serve you and provide you convenient options to

  • Visit any of our nearest Branch office

  • Call us on our helpline numbers




  • Email us at

  • SMS “PRODUCT” to 9222211100 and we will arrange a call back.

Good health adds years to your life. Secure your family today by buying Future Generali Health Insurance Plan.

What happens next after you have purchased a home insurance policy

When you become a Future Generali Customer, you will receive a policy kit containing the following:

  • Claim form – You can intimate your claim online or submit the form to your nearest branch or alternatively email it to us.

  • Complaint/feedback form – Should you have any complaints/feedback, you can fill in the form and submit it to the nearest branch or email us.

  • Grievance Redressal - procedure along with list of ombudsman addresses. In case you are not satisfied with the resolution to the complaint as provided by us, you may approach the Insurance Ombudsman for review.


Making a claim

At Future Generali, we will do everything to make your home insurance claim as simple and convenient. And here are few reasons why:

  • Our in-house claim settlement team processes your claims within 7 working days from the time we receive your claim intimation form along with required documentation. Find out more about how to make a claim or check out our claim process.

  • In-house team of professionals who can give specialised advice.

Contact our Helpline

In case you wish to speak to our experts about your policy, you can call us on:




You ask. We answer.

What type of insurance should I buy to protect my home and the contents in my home?
What is Home insurance Policy?
Can I only insure the house structure (building) under the Home insurance Policy?
Can I only insure the home contents under the Home insurance policy, Contents, if I am a tenant?
Suppose my building is insured under Fire insurance but I don't have any householders' insurance; and fire due to short circuit damages my property, can I claim entire damage from my building insurance?
What are the various protections available under the Home insurance Policy?
Is it compulsory to buy all the covers?
Do I need to pay additional premium to cover Earthquake & Terrorism?
How do I arrive at an insurable value of my house structure and contents?
Can items like jewellery, ornaments and art works be covered under this policy?
What is covered in the Burglary / Housebreaking section?
What is first loss basis?
What is Under Insurance and Average Clause?

*Kindly refer policy wordings for detailed list of exclusions and terms and conditions.


Top reasons why Home Insurance is ideal for you


Protection under a single Home Insurance policy

Complete protection for property, contents, along with the interests of yourself and your family members under a single policy.


Affordable premium

Affordable and attractive premium rates.


In-house claims unit

State of the art, In-house claims servicing unit for hassle-free claims process.


All-inclusive Home Insurance

All Risk Insurance for jewellery, ornaments or high value items. Portable equipments such as laptops are also covered.

Check how to find the valuation of your house and its contents

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

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