What is the Group Accident policy?

Considering today’s lifestyle, every employee in your organization is exposed to the risk of accidents. Be it while commuting or at work, the dangers of accidents are always around the corner. That’s why you must protect your employees and their families against such risks. How? With Future Generali’s Group Accident Policy! Be it disability or death; our policy covers your employees against all perils!

Does the policy have any add-ons?

Yes, our group personal accident features a host of additional benefits like:

Swift and easy claim settlements
Comprehensive coverage
24*7 assistance
Quick policy issuance

What is Covered?

Employee loyalty starts with employer loyalty. It’s essential to appreciate the hard work of your people. And what better way to do that than providing them with financial security! Our policy offers complete coverage in case of disability or death due to an accident.

Accidental death

Permanent Total Disablement

Permanent Partial Disablement

Temporary Total Disablement

Add On Covers

Yes, our group personal accident features a host of additional benefits like:

Accidental Hospitalisation
Daily cash allowance during hospitalisation
Family transportation
Child education support
Accidental medical expenses
Funeral expenses
Repatriation cover

What is not covered?

EXCLUSIONS

Self-inflicted injury
Existing disability
Accident due to drugs or alcohol
Pregnancy, childbirth, and miscarriage
Accidents due to participation in adventure activities
Accidents due to nuclear radiation, war, or warlike activity
Expenses for the treatment of AIDS or other related illnesses
Emergency medical evaluation
Experimental or non-medical treatment
Accidents due to participation in crime or riots

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Policy Wording

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PRODUCT NAME: Group Personal Accident (Revised) | UIN NO: FGIHLGP21545V022021 | LAUNCH DATE: 28th November 2020

Don’t let accidents harm your organization

Protect your employees with a group personal accident cover

What is the Group Accident policy?

Does the policy have any add-ons?

What is Covered?

What is not covered?

EXCLUSIONS

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