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What is the Group Accident policy?

Considering today’s lifestyle, every employee in your organization is exposed to the risk of accidents. Be it while commuting or at work, the dangers of accidents are always around the corner. That’s why you must protect your employees and their families against such risks. How? With Future Generali’s Group Accident Policy! Be it disability or death; our policy covers your employees against all perils!

Does the policy have any add-ons?

Yes, our group personal accident features a host of additional benefits like:
  • Swift and easy claim settlements
  • Comprehensive coverage
  • 24*7 assistance
  • Quick policy issuance

What is Covered?

Employee loyalty starts with employer loyalty. It’s essential to appreciate the hard work of your people. And what better way to do that than providing them with financial security! Our policy offers complete coverage in case of disability or death due to an accident.

Accidental death

Permanent Total Disablement

Permanent Partial Disablement

Temporary Total Disablement

Add On Covers

Yes, our group personal accident features a host of additional benefits like:

  • Accidental Hospitalisation
  • Daily cash allowance during hospitalisation
  • Family transportation
  • Child education support
  • Accidental medical expenses
  • Funeral expenses
  • Repatriation cover

What is not covered?


  • Self-inflicted injury

  • Existing disability

  • Accident due to drugs or alcohol

  • Pregnancy, childbirth, and miscarriage

  • Accidents due to participation in adventure activities

  • Accidents due to nuclear radiation, war, or warlike activity

  • Expenses for the treatment of AIDS or other related illnesses

  • Emergency medical evaluation

  • Experimental or non-medical treatment

  • Accidents due to participation in crime or riots

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PRODUCT NAME: Group Personal Accident (Revised) | UIN NO: FGIHLGP21545V022021 | LAUNCH DATE: 28th November 2020