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What is Future Generali Standard Fire and Special Perils (SFSP) Insurance?

 Fire is never a gentle master. But you cannot allow fire and natural calamities to hurt your business. Choose Future Generali SFSP insurance to ensure such unforeseen situations do not impact your business health. Our policy is meant for industries, factories, offices, households, and other such properties and assets.

With this policy, you get cover for the following:

·       Buildings

·       Plant and machinery

·       Tools

·       Instruments and accessories

·       Furniture

·       Fixtures and Fittings

·       Electrical Installations

·       Stocks in trade including work in progress

With our Standard Fire and Special Perils Insurance, you can conduct your business stress-free!

Why Choose Future Generali?

  • 24/7 assistance
  • Swift policy issuance
  • Super-fast claim settlements
  • Customizable plans
  • Comprehensive coverage

What is Covered?

Our insurance provides comprehensive coverage against:

Natural calamities

You cannot predict natural calamities. But you can protect your property against them. Our insurance policies keep your property secure against:

●        Aircraft damage

●        Hurricane or tornado

●        Landslide or flood

●        Explosion

●        Typhoon

●        Earthquake (additional premium)

Human hazards

Troubled times can affect your business and your peace of mind. But we make sure you protect your commercial property against:

●        Riots

●        Strikes

●        Terrorism

●        Malicious damage

Accidental Damage

Accidents occur without warning. And any accidental damage can cause you financial losses. But our policy has got you covered. We protect you against damages caused by:

●        Bursting of water pipes

●        Overflowing of tanks

●        Leakage due to automatic sprinkler installations


A fire on your commercial property can crush your spirit. But don’t worry! We compensate for any damages or losses caused by a fire.

What is not covered?


  • Damages due to war or warlike situations

  • Losses due to pollution or contamination

  • Consequential losses

  • Pressure waves generated by aircrafts

  • A fire caused due to spontaneous combustion

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Disclaimer: For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings