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What is Future Student Suraksha?

We understand just how expensive your studies abroad can be. If an accident or emergency happens, your course in a foreign country becomes even more expensive.

The Future Student Suraksha Plan takes care of any unexpected expenses that happen during your course abroad. From medical expenses and passport loss, this two-year plan covers everything.

Why buy Future Student Suraksha

Global Protection

Complete protection when abroad with 24x7 toll - free assistance

Comprehensive Cover

Coverage for medical expenses, baggage delay/loss and more

Worldwide Assistance

Worldwide Service Provider and Hospital Network

24X7 Assistance

24X7 toll-free assistance when abroad

What is in for you?

THERE ARE ADDITIONAL BENEFITS FOR YOU!

Zero deductibles while making a claim
Quick claim settlements and reimbursements
Get tuition fees reimbursed if hospitalized for long
Worldwide emergency assistance services

What is covered?

INCLUSIONS

Medical expenses

Even a simple doctor’s consultation can cost hundreds of dollars abroad. Our Student Travel Insurance covers all your medical bills while you’re a student abroad. We cover personal accidents as well.
Tuition fee reimbursement
- Hospitalisation for more than one month for any covered medical emergency
- Accidental death of an immediate family member
- Getting diagnosed with a terminal illness
Loss of passport

It’s easy to lose your passport with the academic pressures you face abroad. There’s no need for you to panic in such situations. Our insurance plan covers the charges for a temporary or duplicate passport.
Baggage delay and baggage loss

Airlines can delay the arrival of your baggage or misplace it. But, there’s no need to worry. Our policy covers all expenses you face when this happens.
Sponsor protection

If your sponsor dies or faces physical disablement, we will pay you the tuition fee for the rest of the academic period.

What is not covered?

EXCLUSIONS

Any pre-existing medical conditions
Self-inflicted illness or injury
Alcoholism, HIV, AIDS
Medical conditions caused by the influence of non-prescribed drugs

How Can I Purchase
Future Student Suraksha?

1
Get a quick quote

We only need some basic details about your travel and visa to give you a quote.
2
Fill the form

Select a quote that suits you and fill our proposal form. Answer some questions about your travel.
3
Pay and get your policy
Now pay the premium and get your policy in your inbox!

What happens after purchase?

Once you secure the insurance cover, you get a financial assurance for all your travel needs. You also get documents for your better understanding and convenience.

Policy Schedule You will receive the policy schedule. It is an outline of the cover which is provided by the purchased policy. Details of the policyholder, coverage amount, additional clauses, exclusions, warranties etc will be given in this policy.
Premium Receipt You will receive the receipt of the premium amount you have paid to purchase this policy.
Policy Coverage and Terms & Conditions This is a comprehensive document which lists down the coverage offered by the policy along with terms and conditions. It is better to read this thoroughly and highlight important points. In case of any discrepancy or doubt, do get in touch with us immediately.
List of helpline numbers List of helpline numbers across the world in case of any medical emergency causing trip cancellation, reimbursement of medical expenses incurred during hospitalisation and more.
Claim form Claim form You can intimate your claim online or submit the form at your nearest branch or email it to us.
Complaint/feedback form Should you have any complaints/feedback, you can fill in the form and submit it at the nearest branch or email it to us.
Grievance Redressal In case you are not satisfied with the resolution to your complaint provided by us, you may approach the Insurance Ombudsman for review.

What is the claim process?

Our claim settlement process is fast and relaible.

1

Medical
In case of medical emergency or hospitalization
2

Treatment
Approach the medical service provider abroad and show FG Travel Insurance Policy to avail the cashless treatment
3

Intimate
Inform 'Europ Assistance' to intimate the claim
4

Guarantee letter
Europ Assistance places the guarantee letter with provider
5

Bill Settlement
Europ Assistance settles bills directly with provider

FAQs – Frequently asked questions

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I am travelling to UK on a Student Visa and have enrolled to 18 months management program; can I get a travel policy for entire period?

Yes, we offer Student travel plan for up to 2 years.

Does Future Generali maintain network of service providers across the globe?

We depend on the global expertise of EUROP ASSISTANCE (Generali Group Company) for this service.

How do I get in touch with EUROP ASSISTANCE?

For claims and related queries, you may kindly call: 24X7 helpline number: +91 22 6734 7841 National toll-free number: 1800 209 2333 (only from MTNL/ BSNL network) Land line number for Claims: +91 22 6734 7878; Fax number: +91 22 6734 7888

Address: Europ Assistance India Pvt. Ltd., 761 Solitaire Corporate Park. 167 Guru Hargovindji Marg, Chakala, Andheri(E), Mumbai – 400 093. Email ID: fgi@europ-assistance.in

For any Worldwide Emergency Assistance Services, Medical Assistance Services, Travel Assistance Services and for availing Cashless Service during a travel abroad please call on the below UIFN (Universal International Freephone Number)/ ITFS (International Toll Free Service) numbers provided on policy documents.

What is the minimum cover offered by Future Generali under Travel Insurance Plans?

We offer minimum cover of 30, 000 Euros under Schengen travel plan; 25, 000 USD under Asia plan; and minimum 50, 000 USD under World Plan. For Student Suraksha minimum cover under Asia plan (excluding Japan) is 25, 000 USD and under World plan is 50, 000 USD.

Can I avail cashless mode of settlement for Medical expenses? Are there any deductions in Travel insurance claims?

Yes, cashless mode of settlement is available in most of the overseas hospitalization cases. There is minimum deductible under Medical expenses and Emergency Dental relief cover which vary with the plan chosen (25- 100 USD).

Can I extend my policy in case I extend my stay?

Yes, extension facility is available under travel plans.

Are there any sub-limits applicable in Travel Insurance plans?

Yes, sub-limits are applicable under Future Travel Suraksha for policyholders who are of Age 56 years and above