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What is Normal Cargo?

Receiving damaged goods or not getting them at all is not only a waste of time, but money as well. With ongoing innovations in logistics, the risks that can occur while merchandise is transported between buyer and seller are becoming more complex.

Future Generali provides innovative comprehensive cargo insurance solutions which protects cargo owners against the loss &/or damage to cargo during international and domestic transits. The worldwide marine cargo insurance policy protects against loss from the time cargo leaves the point of origin until it reaches a final destination.

Get our Normal Cargo Marine insurance today so you can protect your shipments and stay financially secured against loss or damage to your cargo.

What is in for you?

  • Speedy claim settlements
  • Customised plans according to the size and complexity of your cargo
  • Global coverage
  • Certificate issued seamlessly through FG’s online portal
  • Cover ocean and air transit
  • Domestic coastwise trade also covered
  • Easy & flexible claim process

What is Covered?

Marine Cargo – Open policy

If you buy our open policy, we’ll cover your shipments in a specific period. If any of your cargo gets lost or damaged in this period, we pay for it.

Marine Cargo – Specific policy

With our specific policy, you can protect a particular shipment that’s arriving. We’ll issue certificates for individual shipments.

What is not covered?


  • War and nuclear perils

  • Leakage of shipping vessel

  • Wear and tear

  • Loss or damage due to internal defects

  • Loss or damage due to negligence

  • Loss or damage due to misconduct

  • Loss in weight or volume

Disclaimer: For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.