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What is Employee Compensation Insurance?

Despite all safety measures, accidents and occur at the workplace. These mishaps can put your employees’ life on the line. That’s why, to secure workers’ lives, the Employee’s Compensation Act 1923 was introduced. Under this, an employer must pay the employee compensation if they have faced an injury or accident at work.

With our Employee Compensation Policy, you can now financially cover your employees’ and their families against mishaps and accidents.

What is in for you?

  • Quick policy issuance
  • Pocket-friendly premiums
  • Swift and hassle-free claim settlements
  • 24*7 assistance
  • Comprehensive Coverage

What is Covered?

Our comprehensive policy coverage includes:

Basic Coverage

With our policy, you can cover all the costs you’re legally required to pay if your employee:

·       Dies due to an accident

·       Or faces disability

Additional Coverage

Apart from the basic cover, you can also financially secure your employees against:

·       Medical Expenses

·       Occupational diseases.

What is not covered?


  • Occupational diseases

  • Willful Disobedience on the part of the employer

  • War or nuclear perils

  • Your contractor’s employees

  • Non-fatal injury caused under the influence of drugs or alcohol

  • Injury caused due to purposefully removing safety device

  • Any Injury which does not lead to death or partial disablement (for more than three days)

  • The first three days of disablement (If the total disablement period is less than 28 days)

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Disclaimer: For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.