What is Future Easy Travel Schengen?

The Future Easy Travel Schengen Plan protects you when you are travelling across Europe on a Schengen Visa. It takes care of any unforeseen accidents that may happen while you are busy absorbing the European breathtaking views.

Travel without worry with Future Generali’s Schengen Plan.       

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Why buy Future Easy Travel Schengen

What is in for you?

THERE ARE ADDITIONAL BENEFITS FOR YOU!
  • Instant policy issuance
  • Online policy purchase
  • Easy, cashless settlements
  • Worldwide coverage
  • Complete flexibility
  • Customizable travel plans

What is covered?

INCLUSIONS

  • Medical Expenses

    A new country is a new experience. If you meet an accident or face an emergency, we cover you against the high medical bills.

  • Accidents

    Be prepared for the worst situation. Get coverage for permanent disability and accidental death with out insurance cover.

  • Financial Emergencies

    If you require some extra funds during the trip, we help you do that. We coordinate with your family back home to help them send you some extra cash.

  • Baggage Loss or Baggage Delay

    There is always a chance that your luggage might get lost or delayed at the airport. Schengen Plan covers additional expenses in such cases.

  • Passport Loss

    It’s common to lose your passport when you’re travelling to a foreign country. Our plan pays you for the expenses of getting a duplicate or temporary passport.

  • Other Travelling Inconveniences

    • Delays in trips
    • Cancellation of trips
    • Trip curtailment
    • Hijack
    • Missed connection

What is not covered?

EXCLUSIONS

  • Congenital diseases & illnesses

  • Any unnatural cause of physical injury like alcohol, drug influence, etc.

  • Injury or illness caused in a war, invasion or other similar operations

  • Hormone or sex-change related treatment

  • Non-prescribed drugs & medicines

How Can I Purchase
Future Easy Travel Schengen?

  • Get a quick quote 1

    Get a quick quote

    We only need some basic details about your travel and visa to give you a quote.

  • Fill the form 2

    Fill the form

    Select a quote that suits you and fill our proposal form. Answer some questions about your travel.

  • Pay and get your policy 3

    Pay and get your policy

    Now pay the premium and get your policy in your inbox!
What happens after purchase?

Once you secure the insurance cover, you get a financial assurance for all your travel needs. You also get documents for your better understanding and convenience.

  • Policy Schedule You will receive the policy schedule. It is an outline of the cover which is provided by the purchased policy. Details of the policyholder, coverage amount, additional clauses, exclusions, warranties etc will be given in this policy.
  • Premium Receipt You will receive the receipt of the premium amount you have paid to purchase this policy.
  • Policy Coverage and Terms & Conditions This is a comprehensive document which lists down the coverage offered by the policy along with terms and conditions. It is better to read this thoroughly and highlight important points. In case of any discrepancy or doubt, do get in touch with us immediately.
  • Claim Form You can intimate your claim online or submit the form at your nearest branch or email it to us.
  • Complaint/feedback form Should you have any complaints/feedback,you can fill in the form and submit it at the nearest branch or email it to us.
  • Grievance Redressal In case you aren’t satisfied with the resolution provided by us to your complaint, then you can approach the Insurance Ombudsman. This form will have details about the procedure to approach the insurance ombudsman along with the addresses of the ombudsman.

What is the claim process?

Our claim settlement process is fast and relaible.

  • 1

    Medical

    Medical Emergency/Hospitalization
  • 2

    Treatment

    Approach the medical service provider abroad and show FG Travel Insurance Policy to avail the cashless treatment
  • 3

    Intimate

    Inform 'Europ Assistance' to intimate the claim
  • 4

    Guarantee letter

    Europ Assistance places the guarantee letter with provider (as per policy coverage)
  • 5

    Bill Settlement

    Europ Assistance settles bills directly with provider

FAQs – Frequently asked questions

How can I extend my Policy?

Extensions can be granted on Future Easy Travel policies up to age 70 years (completed age) provided the request for extension is sent up to 7 days prior to the expiry of earlier policy period, to Fgcare@futuregenerali.in

What are the various plan variants available under Future Easy Travel products?

There are total 12 plans available under Future Easy Travel Worldwide product. These are:

Plans with Deductible under Medical Care section Plans without deductible under Medical Care section
Pearl I Pearl II
Topaz I Topaz II
Ruby I Ruby II
Emerald I Emerald II
Sapphire I Sapphire II
Diamond I Diamond II

There are total 6 plans available under Future Easy Travel Schengen product. These are:

Plans with Deductible under Medical Care section Plans without deductible under Medical Care section
Pearl I Pearl II
Sapphire I Sapphire II
Diamond I Diamond II
Does the Policy cover pre-existing disease?

Future Easy Travel policies does not cover pre-existing diseases. If you are already suffering from any pre-existing disease then you would not be able to buy this plan online. However in case you still wants to take travel insurance from Future Generali, then you can visit our nearest branch

Does this product have plans that are without deductible?

Yes, the product has plans with deductible and without deductible option under Medical Care.

What is the period for which Future Easy Travel Worldwide or Future Easy Travel Schengen Travel Insurance can cover my abroad trip?

Future Easy Travel Worldwide and Future Easy Travel Schengen plans offers a cover for minimum of 1 day and maximum of 180 days. However you can extend your policy trip for next 180 days.

What is Future Easy Travel products?

Future Easy Travel Worldwide product is a travel product that can be purchased online. It provides insurance cover for travel abroad to all countries including US & Canada for business and leisure purpose.

We also have Worldwide plan excluding US & Canada for insurance cover for travel to countries excluding US & Canada.

Future Easy Travel Schengen product is a plan specially designed for customers travelling to Europe on a Schengen visa, which include Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland for business or leisure(This list of countries will be updated from time to time to include all countries which come under the definition of Schengen countries and where the Schengen visa is applicable. Travel to these countries will be covered under this plan)

Can Future Easy Travel Worldwide plan or Future Easy Travel Schengen plan be availed for Multi Trips?

There are single trip plans available in Future Easy Travel Worldwide and Future Easy Travel Schengen. The Annual multi trip option is available in our other travel product – Future Travel Suraksha and Future Travel Suraksha – Schengen travel

What is the procedure to make a Claim?

For claims and related queries, you may kindly call:
24X7 helpline number: +91 22 6734 7841
National toll-free number: 1800 209 2333 (only from MTNL/ BSNL network)
Land line number for Claims: +91 22 6734 7878; Fax number: +91 22 6734 7888

Address: Europ Assistance India Pvt. Ltd., 301, 'C' Wing, Business Square,
Andheri Kurla Road, Chakala, Andheri (East), Mumbai 400093.
Email ID: fgi@europ-assistance.in

For any Worldwide Emergency Assistance Services, Medical Assistance Services, Travel Assistance Services and for availing Cashless Service during a travel abroad please call on the below UIFN (Universal International Freephone Number)/ ITFS (International Toll Free Service) numbers provided on policy documents.

In case of any escalations kindly contact:

Claims department,
Future Generali Health (FGH),
Future Generali India Insurance Company Ltd.
Office No. 3, 3rd Floor, "A" Building, G - O – Square,
Near Mankar Chowk,
Aundh Hinjewadi Link Road,
Wakad, Pune - 411 057
Email: fgh@futuregenerali.in

I am travelling to UK or USA for 15 days on tourist Visa. I have Health Insurance with your company since last 5 years; why do I need separate Insurance to travel abroad?

Your Health Insurance covers inpatient medical expenses in India i.e. expenses incurred outside India are not covered hence you must take a separate Travel Insurance policy to cover this risk.

Moreover Travel Insurance is a bundled product i.e. it includes personal accident, loss of passport, loss and delay of baggage, daily allowance and more.

Is travel insurance mandatory?

Travel Insurance is not mandatory in India. However it is mandatory in UK and countries like Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxemburg, Netherlands.

However for a safe and peaceful trip, we recommend that you should take a Travel insurance policy to take care of any contingencies that might arise during your journey; like sudden illnesses, misplaced passport, lost luggage etc

Are there any sub-limits applicable in Future Easy Travel plans?

Yes, sub-limits are applicable under Future Easy Travel Worldwide for policyholders who are of Age 56 years and above.

What is the need of Travel Insurance? What does it covers?

Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illnesses, misplaced passport, lost luggage etc. So travel the world under Future Easy Travel Worldwide or Future Easy Travel Schengen Policy. The plan options have the following covers:

1. Cashless treatment during medical emergency for up to US$ 5,00,000 (in case of Future Easy Travel Worldwide policy) Or, €200000 (in case of Future Easy Travel Schengen policy)

2. Emergency Medical Evacuation

3. Repatriation of Remains

4. Continuation of Medical Treatment in India

5. Daily Hospital Allowances

6. Emergency Sickness Dental Relief

7. Trip Delay

8. Trip Cancellation

9. Trip Curtailment

10. Missed Connection

11. Loss of Passport

12. Hijack Benefit

13. Checked in Baggage Delay

14. Checked in Baggage Loss

15. Compassionate visit

16. Financial Emergency Assistance

17. Accidental Death & Permanent Total Disablement

18. Accidental Death – Common Carrier

19. Accidental Death – Air Travel only

20. Personal Liability

21. Golfers Hole in One celebration

22. Automatic extension for 7 days

23. Home burglary insurance

24. Child Return Journey

What type of travel falls under decline list?

Coverage for travel on Ship, travel to Mansarovar, Haj and countries where travel restrictions have been issued by Government of India. Also we do not cover Travel to UN sanction countries. These countries are Afghanistan, Cote de Ivoire, Democratic Republic of the Congo, Democratic People's Republic of Korea, Eritrea, Iran, Iraq, Lebanon, Libya, Liberia, Somalia, Sudan. This list would be updated from time to time.

Does FGI maintain network of service providers across the globe?

We depend on the global expertise of EUROP ASSISTANCE (Generali Group Company) for this service.

How can one buy the Future Easy Travel Worldwide policy or Future Easy Travel Schengen policy?

Both Future Easy Travel Worldwide and Future Easy Travel Schengen policy can be bought online.

What is the age eligibility to buy this product?

Members of age 6 months to 70 years can buy Future Easy Travel Worldwide Policy and/or Future Easy Travel Schengen Policy.

Can a policy be issued once the travel has commenced?

No, policy cannot be issued once travel has commenced

Does one has to undergo through any medical examination?

No, there is no medical examination required to avail Future Easy Travel plans

Need to know more about Travel Insurance?

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PRODUCT NAME: FUTURE EASY TRAVEL SCHENGEN | UIN NO: IRDAI/HLT/FGII/P-T/V.I/2/16-17 | LAUNCH DATE: 13TH JUN 2016

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