Find out how this plan works for you
Shubh Yatra is the Domestic Travel Insurance Product, which will take care of any unforeseen events that might arise during your journey; like flight delays, baggage loss, ticket loss, etc. The policy provides coverages to daily commuters, Business persons travelling on business trips and people going on vacations within India.
Plan options available:
- Daily Commuters
- Business Trip
- Vacation Plan
Age Eligibility – From Day 1 to 70 years
Family Definition - Self, Spouse, Dependent children (up to the age of 25 years) and Dependent parents can be covered in a single policy on individual sum insured basis.
Policy Period options
|Sr. No.||Plans||Policy Period options available|
a) Annual basis
b) 1 month, 3 months, 6 months
a) Annual Multi Trips - Each trip not more than 30 days
b) Single Trip Policy: 1-7 days, 8-15 days
a) Annual Multi Trip Policy- Each trip not more than 30 days
b) Single Trip Policy: 1-7 days, 8-15 days, 16-30 days
Coverage against Accidental Death, Permanent Total Disablement, Permanent Partial Disablement while you are travelling within India.
Loss of Checked in Baggage
We shall reimbursement for the cost of replacement of the entire Checked-in Baggage and its contents or replace/ reinstate the Checked-in Baggage subject to the limits specified in the policy schedule.
Product will take care of expenses incurred in case of Trip Delay, Trip Cancellation, Trip Curtailment and Missed Connections.
We shall reimburse expenses up to maximum limits specified in case of Burglary and Fire.
Bounced Hotel and Flight
We shall reimburse the actual additional expenses/ cost incurred by the Insured up to the limits specified in the policy schedule for alternative travel arrangements with a Common Carrier or for alternative accommodation in the event that the confirmed flight reservation or accommodation being part of the Trip is bounced.
Emergency Hotel Extension
We shall reimburse for the cost of hotel extension of the Insured and his/ her family members in case the insured or his/ her family member has sustained an accidental injury during the policy period which requires hospitalization.
Medical Evacuation and Repatriation of mortal remains
We shall reimburse the charges up to the limit specified in the Policy Schedule for medical evacuation and repatriation as per specified terms.
Adventure Sports (applicable for Vacations Plan)
We shall cover for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan.
We shall provide assistance service for private car breakdown, taxi breakdown, ambulance assistance, Concierge services, medical evacuation and repatriation as per the plan opted and mentioned in the Schedule.
Exclusions of this plan
Accident while insured is at his/her home.
Intentional self-Injury (including but not limited to the use or misuse of any intoxicating drugs or alcohol).
Accident while under the influence of alcohol or drugs.
Participation in an actual or attempted felony, riot, crime, misdemeanour or civil commotion.
Pregnancy and childbirth, miscarriage, abortion or complications arising out of any of these.
War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, commotion unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or damage or under the order of any government or public authority.
Any existing disablement prior to the inception of the Policy.
Whilst engaging in hazardous activity.
Whilst engaging in Adventure Sports. This exclusion shall not be applicable for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan.
Any expense incurred which is not exclusively medical in nature/ Unproven/ Experimental treatment of any description
Any claim relating to events occurring before the commencement of the Policy Period or after the completion of the Policy Period.
Any claim relating to events occurring beyond the maximum duration of trip as specified in the schedule.
Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings..
How can you buy this Policy?
We at Future Generali are committed to serve you and provide you convenient options to
- Complete your purchase
After you confirm the premium generated by the system and agree to the terms & conditions, select a payment method (Credit Card, Debit Card or Net Banking) and pay securely & conveniently in easy steps and you're done
- Download your Policy
You can download your policy schedule along with the transcript and print it out. A copy of the policy and transcript is also sent to the email address you have provided during the time of registration.
What happens next after I have purchased
When you become a Future Generali Customer, you will receive a policy kit containing the following:
- Complaint/feedback form
Procedure along with list of ombudsman addresses. In case you are not satisfied with the resolution to the complaint as provided by us, you may approach the Insurance Ombudsman for review.
Making a claim
At Future Generali, we will do everything to make your claim as simple and convenient. And here are few reasons why:
We have an in-house claim settlement process team that processes your claims within 30 working days from the time we receive your last necessary documentation.
In order to get the periodic update on your claim, please ensure to mention your mobile number and e-mail Id on the claim form.
Find out more about how to make a claim or check out our claim process.
In-house team of professionals who can give specialised advice.
In order to avail of the services related to Road-Side Assistance services, You should ring up the toll-free number and provide the details asked for.
Contact our Helpline
In case you wish to speak to our experts about your policy, you can call us on:
You ask. We answer.
Top reasons why this plan is ideal for you
Rarely have I come across any insurance company which has the fastest claim settlement as yours. Indeed a very pleasant experience. Thank You!
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This is the second time that the entire claims process have been handled & supervised very efficiently. Thank you for your support in this & we cherish our relationship on a continued basis.
Appreciate the way my case was handled by providing timely claim settlement. This will definitely impact to me positively leading to positive word of mouth. I will definitely renew my insurance policy with future Generali only and also suggest in my friend circle.
Claims with insurance companies are very difficult to recover, but with Future Generali I never got that feeling. From day one I was informed that my claim would be pass and that I shouldn't worry. I am very satisfied with Future Generali.
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