Shubh Yatra is the Domestic Travel Insurance Product, which will take care of any unforeseen events that might arise during your journey; like flight delays, baggage loss, ticket loss, etc. The policy provides coverages to daily commuters, Business persons travelling on business trips and people going on vacations within India.
We provide travel Insurance Plans for your daily travel, business or vacations as per your need.
Coverage for medical expenses, baggage delay/loss, loss of passport and more.
We provide flexibility of choosing a Travel Insurance Plan as per your need.
Our Service Provider will assist you in providing the assistance services during the trip within policy period.
10% family discount if you cover yourself and one more person in the same plan
10% to 25% discount on premiums if you choose voluntary deductible plan
Floater discount on premiums paid for dependent members
10% discount if you pay all premiums at once
No loading charge for a bad claim experience
Flexible premium payments - monthly, quarterly and half-yearly
15% discount if you buy from our website
Coverage against Accidental Death, Permanent Total Disablement, Permanent Partial Disablement while you are travelling within India
Product will take care of expenses incurred in case of Trip Delay, Trip Cancellation, Trip Curtailment and Missed Connections
We shall reimburse expenses up to maximum limits specified in case of Burglary and Fire
We shall reimbursement for the cost of replacement of the entire Checked-in Baggage and its contents or replace/ reinstate the Checked-in Baggage subject to the limits specified in the policy schedule
We shall reimburse the actual additional expenses/ cost incurred by the Insured up to the limits specified in the policy schedule for alternative travel arrangements with a Common Carrier or for alternative accommodation in the event that the confirmed flight reservation or accommodation being part of the Trip is bounced
We shall reimburse for the cost of hotel extension of the Insured and his/ her family members in case the insured or his/ her family member has sustained an accidental injury during the policy period which requires hospitalization
We shall reimburse the charges up to the limit specified in the Policy Schedule for medical evacuation and repatriation as per specified terms
We shall cover for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan
We shall provide assistance service for private car breakdown, taxi breakdown, ambulance assistance, Concierge services, medical evacuation and repatriation as per the plan opted and mentioned in the Schedule
Accident while insured is at his/her home
Any existing disablement prior to the inception of the policy
Intentional self-Injury (including but not limited to the use or misuse of any intoxicating drugs or alcohol
Whilst engaging in hazardous activity
Accident while under the influence of alcohol or drugs
Participation in an actual or attempted felony, riot, crime, misdemeanour or civil commotion
Any expense incurred which is not exclusively medical in nature/ Unproven/ Experimental treatment of any description
Pregnancy and childbirth, miscarriage, abortion or complications arising out of any of these
Any claim relating to events occurring before the commencement of the policy period or after the completion of the policy period
Whilst engaging in Adventure Sports. This exclusion shall not be applicable for Accidental Death, Permanent Total Disablement, Medical evacuation or repatriation of mortal remains arising due to Adventure Sports in Vacation Plan
War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, commotion unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or damage or under the order of any government or public authority
Any claim relating to events occurring beyond the maximum duration of trip as specified in the schedule
Daily Commuters
Business Trip
Vacation Plan
Age Eligibility - From Day 1 to 70 years
Family Definition - Self, Spouse, Dependent children (up to the age of 25 years) and Dependent parents can be covered in a single policy on individual sum insured basis.
SR. No. |
PLANS |
POLICY PERIOD OPTIONS AVAILABLE |
|---|---|---|
1. |
Daily Commuters |
a) Annual basis |
2. |
Business Trip |
a) Annual Multi Trips - Each trip not more than 30 days |
3. |
Vacations Plan |
a) Annual Multi Trip Policy- Each trip not more than 30 days |
1
2
3
Once you secure the insurance cover, you get a financial assurance for all your health needs. You also get documents for your better understanding and convenience.
Shubh Yatra is a Domestic Travel Insurance Policy, which will take care of any unforeseen events that might arise during your journey; like trip delay, trip cancellation, missed connection, loss of checked in baggage etc.
"Domestic Travel Insurance Plan ensure a stress-free travel to your destination. The domestic travel insurance covers following benefits: Accidental Death, Permanent Total Disability, Permanent Partial Disability, Accidental Hospitalization Home Insurance: Fire and Allied Peril Burglary, Bag Insurance, Trip Cancellation, Trip Curtailment, Trip Delay, Missed connections, Loss of Checked in baggage, Bounced Hotel and Flight Emergency Hotel Extension, Medical Evacuation and Repatriation of Remains Adventure Sports Assistance Services: Private Car Break Down, Taxi Breakdown, Ambulance Assistance, Concierge services, Medical Evacuation Repatriation"
Travel Insurance is not mandatory in India. However for a safe and peaceful trip, we recommend that you should take a Travel insurance policy to take care of any contingencies that might arise during your journey; like trip delay, trip cancellation, missed connection, loss of checked in baggage etc.
Shubh Yatra domestic travel provides following plan options Daily Commuters Business Trip Vacations Plan Various Policy Period options available are: Sr. No. Plans Policy Period options available 1 Daily Commuters a) Annual basis b) 1 month, 3 months, 6 months 2 Business Trip a) Annual Multi Trips - Each trip not more than 30 days b) Single Trip Policy: 1-7 days, 8-15 days 2 Vacations Plan a) Annual Multi Trip Policy- Each trip not more than 30 days b) Single Trip Policy: 1-7 days, 8-15 days, 16-30 days
The age Eligibility for this product – From Day 1 to 70 years.
Deductible means a cost sharing requirement under a health insurance policy that provides that the insurer will not be liable for a specified rupee amount in case of the covered expenses, which will apply before any benefits are payable by the Insurer. A Deductible does not reduce the sum insured.
"Yes, the deductibles are associated with Shubh Yatra product for following coverages: Deductible of 6 hours will be applicable for Trip Delay cover Deductible of 2 days will be applicable for Emergency Hotel Extension cover"
No, policy cannot be issued once travel has commenced.
No, there is no medical examination required to avail Shubh Yatra Travel plans
Yes, extension facility is available in case of Single Trip options of Business Trip and Vacations plans
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Read MorePRODUCT NAME: SHUBH YATRA | UIN NO: FGITIDP20115V011920 | LAUNCH DATE: 27TH JULY 2020
