Our Blogs

Visit our blog to learn more about our latest news and activities.

Visit our Blogs
Our Blogs

What is Sukshma Hospicash?

Hospitalisation can quickly burn a hole in your savings. And while a health insurance plan helps you take care of hospital bills, it may not cover everything. Incidental expenses like food, transportation, and surgical accessories are enough to put you under financial strain.

In such a scenario, opting for Future Generali’s Sukshma Hospicash policy can save the day! It provides you with a daily cash allowance regardless of the medical bills. Plus, the plan covers your entire family!

What is in for you?

  • 24*7 assistance
  • Quick and easy claim settlements
  • Quick policy issuance
  • Coverage for the entire family
  • Pocket-friendly premiums

What is Covered?

Our policy provides comprehensive cover, which includes:

ICU Benefits

ICU treatment is generally more expensive. Keeping this in mind, our plan offers twice the regular daily allowance for ICUs!

Daily hospitalisation cover

With our daily hopitalisation, you get a daily cash allowance for every day you spend in the  hospital. You also have the option to choose the maximum number of days you want the allowance for.

Add On Covers

Yes, Sukshma Hospicash Insurance features optional benefits like:

  • You can also cover maternity expenses. They come with and without a 9-month waiting period option.
  • You will get additional recovery benefits for ten days after you’re discharged.
  • You can cover the hospitalisation expenses for any disease or illness you had before buying the policy
  • You can choose deductible for 1,2, or 3 days depending on your needs. You will get a discount based on the deductible plan you choose.

What is not covered?


  • Hospitalisation outside India

  • Non-allopathic treatment

  • Cosmetic surgeries

  • Hospitalisation for sexually transmitted diseases

  • Experimental or unproven treatment

  • Self-inflicted injury

Download documents

Receive all your documents with a click

Please Enter a Email

PRODUCT NAME: Sukshma Hospi-Cash Group (Micro-Insurance Product) | UIN NO: FGIHMGP22107V032122 | LAUNCH DATE: 5TH July 2016