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Commercial General Liability Insurance

Commercial General Liability (CGL) policy covers third party liabilities arising from various business operations, be it premises, products and completed operations, advertising and personal injury, or even supplementary payments.

What’s Covered

  • Legal costs in defending allegations or suits brought against the insured entity / Employees.

  • Any awards granted to the claimants, including out of court settlements.

  • Legal costs / awards arising out of the activities of Specialist Consultants, Sub-Contractors or any other person(s) or entity acting on the Insured’s behalf and for whom the Insured are responsible. Provided always that Future Generali shall become subrogated to all rights of recourse of the Insured.

What's Not Covered
  • Expected or Intended Injury

  • Liquor Liability

  • Workers' Compensation and Similar Laws

  • Aviation liabilities

  • War and Terrorism

  • Employment-Related Practices

  • Asbestos

  • Fines & penalties

  • Punitive , Multiplied & exemplary damages

Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.