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COMMERCIAL INSURANCE

Contractors Plant & Machinery Insurance

Damage or loss of expensive machinery could be a catastrophe for a construction contracting business because these machines represent large investment. Contractors plant and machinery insurance protects the interest of principals and contractors against losses or damages to moveable plant and machinery own or leased by them and used on site for various construction works.

What’s Covered

  • Contactors Plant & Machinery policy covers loss or damage to the equipment due to any cause that is accidental and external in nature and not excluded under the policy.

  • Various additional covers like Escalation, Third Party liability cover, Damage to Owners surrounding property, Additional Customs Duty, Air freight, Express freight are also available as per requirement and on payment of additional premium.

What's Not Covered

  • Electrical / mechanical breakdown

  • Transit risks from site to site (separate marine cover is required)

  • Vehicles designed and licensed for general road

  • Hull and machinery of waterborne vessel / crafts

  • War and nuclear perils.

  • War and nuclear perils.

  • Pre-existing defects at inception

  • Loss or damage due to explosion of boiler / pressure vessel

  • Consequential Losses


Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

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