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Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

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Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

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Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

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Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Future Generali’s car and bike insurance!

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Media Kit

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Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Future Generali’s car and bike insurance!

Corporate Social Media

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Media Kit

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Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Future Generali’s car and bike insurance!

Corporate Social Media

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Group Loan Bima (Use and File)

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Media Kit

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Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Future Generali’s car and bike insurance!

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What is Sports Insurance?

Future Generali’s Cover for Sports protects you from all types of sports injuries. We cover all treatment costs due to injuries, equipment replacement cost, and physiotherapy – up to Rs. 50 lakhs. We cover you for endurance sports, adventure sports, and hobby sports. 

Why should I buy Sports Insurance

Which Sports are Covered?

Gorge
Walking
Indoor Rock
Climbing
Skiing &
Trekking
Mountaineering
Mountain
Biking
Fell Running &
Walking
Via Ferrata
Rock Climbing &
Scrambling
Rappelling
Adventure Sports Adventure
Sports
Wakeboarding
Diving with
Whales
Body Boarding
Scuba & Shark
Diving
Swimming with
Dolphins
Surfing &
Rafting
Yachting &
Boating
Canoeing involving
Rapid waters
Kayaking
Adventure Sports Adventure
Sports
Kart & Boat
racing
Air racing
Auto (car)
racing
Motor
rallying
Motorcycle
racing
Hovercraft racing
Adventure Sports Adventure
Sports
Hang Gliding
Bungee jumping
Paragliding
Skydiving &
Parachuting
Pot holing &
Ballooning
Polo
Adventure Sports Adventure
Sports
Swimming
Distance Cycling
& Treking
Running
Speed Skating
Rowing
Nordic Skiing
Adventure Sports Endurance
Sports
Squash
Cricket
Football
Volleyball
Hockey
Gymnastics &
Malkhamb
Adventure Sports Hobby
Sports

What is in for you?

what-is-in-for-u-image
THERE ARE ADDITIONAL BENEFITS FOR YOU!
  • red-arrow-tick-icon 10% family discount if you cover yourself and one more person in the same plan
  • red-arrow-tick-icon 10% to 25% discount on premiums if you choose voluntary deductible plan
  • red-arrow-tick-icon Floater discount on premiums paid for dependent members
  • red-arrow-tick-icon 10% discount if you pay all premiums at once
  • red-arrow-tick-icon No loading charge for a bad claim experience
  • red-arrow-tick-icon Flexible premium payments - monthly, quarterly and half-yearly
  • red-arrow-tick-icon 15% discount if you buy from our website

What is covered?

INCLUSIONS

  • Death

  • Permanent disability

  • Permanent Partial Disability

  • Temporary Total Disability

  • Hospitalization due to accident

  • 30/60 days post hospitalization

  • 30 /60 days Physiotherapy

  • OPD due to the accident

  • Dental treatment due to the accident

  • Diagnostics, X-Ray, CAT Scan, etc.

  • Hospi cash in case of more than 24 hrs of hospitalization

  • Consumables and medicines

  • Damage to the equipment due to the accident

  • Theft/misplacement of personal belongings due to the accident

  • VAS: Ambulance services

  • Emergency evacuation services

  • International cover if you are travelling for an event or on vacation

Add on covers

Other Benefits

  • Child Education Support

    We know education is important. So, we support your child’s education in case of your accident or permanent total disability.

  • Accidental Hospitalisation

    We hope this never happens. But if you are in the hospital due to an accidental injury, we offer financial support.

  • Hospital Cash Allowance

    In dire times, liquidity is a must. We give you per day cash allowance in case of accidental body injury.

  • Accidental Medical Expenses

    For Accidental Death, Permanent Total Disablement or Permanent Partial Disablement, Temporary Total Disablement, we reimburse all medical expenses for treatment or surgery.

  • Chauffeur Plan Benefit

    The show must go on. And if you face an accidental injury, which restricts mobility, we make sure you fulfil your work commitments. We pay you the cost of a taxi or chauffeur-driven car daily.

  • Adaption Allowance

    If you have to adapt your house or vehicle to your impairment caused by an accident, we assure you financial support.

  • Air Ambulance Cover

    In critical medical situations, we sponsor an airplane or helicopter for rapid ambulance transportation.

  • Life Support Benefit

    In hard times, when everything fails, we offer your per month financial support.

  • Road Ambulance Cover

    We come to your rescue first. We sponsor your transfer to the nearest hospital via an ambulance.

  • Loan Protector

    We do not let your problems increase. So, we provide per month monetary assistance, in case of total or permanent disability. We hope our help is enough and you do not have to borrow.

  • Family Transportation Allowance

    We know you need your family in tough times. So, we bring your family to you. We pay for their transportation expenses to your hospital, in case of an accident.

  • Adventure Sports Benefit

    An adventure trip is thrilling but also risky. For death or disability caused due to an adventure sport, we offer monetary assistance.

  • Broken Bones

    If you suffer a fracture due to an accident, we offer financial support.

What is not covered?

EXCLUSIONS

  • coveredImg

    Existing disabilities

  • coveredImg

    Losses due to childbirth or pregnancy

  • coveredImg

    Accidents due to war or nuclear perils

  • coveredImg

    Losses due to consumption of drugs or alcohol

  • coveredImg

    Accidents due to military service

  • coveredImg

    Suicide

What Future Generali Health Insurance Offers

  • 94%
    Claim Settlement Ratio
  • 3 hr
    Cashless Settlement
  • 6000
    Cashless Hospitals

How Can I Purchase
Sports Insurance?

  • Get an online quote 1

    Get an online quote

    We only need some basic details to give you a quote.

  • Review your policy coverage 2

    Review your policy coverage

    Select a quote that suits you and fill our proposal form.
  • Complete the payment 3

    Complete the payment

    Now pay the premium and get your policy in your inbox!

What happens after purchase?

Once you secure the insurance cover, you get a financial assurance for all your health needs. You also get documents for your better understanding and convenience.

  • Policy Schedule You will receive the policy schedule. It is an outline of the cover which is provided by the purchased policy. Details of the policyholder, coverage amount, additional clauses, exclusions, warranties etc will be given in this policy
  • Premium Receipt You will receive the receipt of the premium amount you have paid to purchase this policy.
  • Policy Coverage and Terms & Conditions This is a comprehensive document which lists down the coverage offered by the policy along with terms and conditions. It is better to read this thoroughly and highlight important points. In case of any discrepancy or doubt, do get in touch with us immediately.
  • Claim Form You can intimate your claim online or submit the form to your nearest branch or alternatively email it to us.
  • Complaint/Feedback Form Should you have any complaints/feedback, you can fill in the form and submit it to the nearest branch or email it to us.
  • Grievance Redressal Procedure In case you are not satisfied with the resolution to your complaint provided by us, you may approach the Insurance Ombudsman for review.

What is the reimbursement claim process?

Our claim settlement process is fast and relaible

  • 1

    Collate Documents

    Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred
  • 2

    Claim Form

    Download the FG health claim form, fill it and along with it
  • 3

    Document Submission

    Submit original documents to the nearest Future Generali branch
  • 4

    Claim Settlement

    We will settle the claim in subject to policy terms and conditions

What is cashless claim process?

File your claim in minutes with Future Generali’s easy four-step claim process

  • 1

    Visit Hospital

    Approach an insurance desk of your nearest FG Network Hospitals and show your health card for Cashless Treatment
  • 2

    Verify Yourself

    The Network Hospital will verify your identity and submit duly filled pre-authorization form with Future Generali
  • 3

    Get Admitted

    You get admitted without any deposit and get cashless treatment
  • 4

    Peace of Mind

    Once you are discharged, the hospital will send your claim documents to FG and the authorized amount will be settled directly with the hospital

FAQs – Frequently asked questions

Can my spouse can opt for Personal Accident policy as a self-proposer? What is the maximum sum insured for non-working spouse as self-proposer?

Yes, non-working spouse can opt for personal accident policy as a self-proposer. The maximum sum insured that can be allowed is ? 10 lacs with TTD Sum Insured max ? 1 lakh (i.e. limited to ? 1000/- per week for 100 weeks).

Is terrorism or terrorist attacks covered under Personal Accident?

Yes it is covered (except in case of abetment of terrorism)

What is the maximum payout in case of Permanent Total Disablement?

The maximum payout in case of Permanent Total Disablement (PTD) is 150% of Sum Insured under PTD benefit.

What is the age eligibility to get covered under Personal Accident policy?

Individuals from age 18 years to 70 years can opt for Future Generali’s Individual Personal Accident Policy. Children from age 3 years to 25 years can opt as a dependent.

What is the ideal Sum for which I should insure under Personal Accident?

This depends on your risk perception and cover under Personal Accident policy is made available based on your current income. Accidental death cover is given up to 144 x (times) your Monthly Income (as per Risk class under which you are assessed). For eg - A salaried person is eligible for a sum insured upto a maximum of 144 times of his monthly Income (as appearing in Form 16 / Salary Slip / IT Acknowledgment) and a Self Employed Person is eligible for a sum insured up to a maximum of 144 times of his monthly income (as appearing in IT Acknowledgment /Audited P & L). A person working in underground mines is eligible for a sum insured up to a maximum of 144 times of his monthly income(as appearing in Form 16 / Salary Slip / IT Acknowledgment).

Can I avail Tax benefits under Personal Accident policy?

Tax benefits are not available under Personal Accident Policy.

Can I avail hospitalisation expenses cover in Cashless mode?

No, hospitalisation expenses are paid for in patient treatment on Reimbursement basis.

Is there any Cumulative Bonus available in this policy?

Yes, for every continuous and claim free policy year, 5% increase in the Base Sum Insured will be available, subject to a maximum of 25% of the Base Sum Insured including if your policy is reported to us.

How many family members can be covered under a single proposal?

Self, Spouse and maximum two dependent children can be covered in a single Personal Accident policy.

Is it necessary to inform the insurance company if there is a change in my job profile / occupation after taking the policy?

Yes this must be informed to the insurance company in writing within 30 days of the change by filling a fresh Proposal form. If not disclosed within the said period , then the insurance will cease as far as the Insured Person is concerned from the date of change of Occupation.

Can my dependent wife and child of 20 years get Weekly compensation benefit?

No, weekly compensation benefit is given to earning people only however benefit up to Rs. 1000 per week for 100 weeks may be allowed for your wife if she is insured as a dependent under your Personal Accident policy.

I already have Life Insurance, why do I need a separate Personal Accident cover?

You have taken a considered decision of taking a Life Insurance policy which is indeed wonderful however protection offered by Personal Accident policy is far wider in terms of coverage e.g. In personal accident policy you may opt for Weekly compensation for Accidental Temporary Disability and Accidental hospitalisation covers.

I am a Dentist and my husband is a Builder, do we pay the same premium for Personal Accident cover?

Both you and your husband can take Personal Accident policy as per your current income and choice of covers; however rate of premium will be different for you and your husband as it depends on Risk classification. You (Dentist) and similar other professional like teachers, bankers, architects, lawyers, accountants etc are classified under risk Class 1 and pay lower premium than risk Class 2 professional like Sales executives, Builders, Contractors and people engaged in similar professions.

Can I select amongst the different coverage options available or do I get fixed combination of covers?

At Future Generali, we offer flexibility to our valued customers to select the optimum coverage as per the risk class and income.

I am travelling abroad, will my Personal Accident policy cover me in case of any eventualities?

Yes, the coverage under Future Generali’s policy is worldwide and 24X7 except when you are travelling to countries where Government of India has imposed travel and other restrictions. However, claims, if any, will be paid in Indian currency only.

What is the additional premium to be paid for Repatriation of remains and Funeral Benefit under the policy?

Repatriation of remains and Funeral Benefit is an inbuilt cover, no premium would be charged for this benefit.

What are the unique coverage options offered by Future Generali, If any?

Apart from primary covers viz. Accidental death, Permanent Total disability, Permanent Partial disability and Temporary Total Disability; Future Generali offers many additional and unique coverage options like Child Education Support, Life Support Benefit, Accidental Hospitalization, Accidental Medical Expenses, Hospital Cash Allowance, Loan Protector, Adaptation Allowance, Family Transportation Allowance, Broken Bones, Road Ambulance cover, Air Ambulance cover, Adventure Sports Benefit and Chauffer Plan benefit to choose from.

What is the maximum renewal age?

Policy can be renewed lifelong.

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PRODUCT NAME: ACCIDENT SURAKSHA | UIN NO: FGIPAIP18040V021718

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