Waiver of Medical Sublimits
This add-on allows you to remove the sublimits imposed on specific medical expenses. This ensures you receive full coverage for essential medical treatments without any financial constraints.
Pre-existing Disease Cover
If you have a pre-existing medical condition, you can opt for this add-on to get added coverage. This not only provides comprehensive protection but also ensures peace of mind during travels.
Daily Hospital Allowances
In case of hospitalization during your trip, this add-on provides a daily allowance to cover the expenses. These include expenses for food, transportation, and other miscellaneous costs.
Additional Sum Insured for Accidental Hospitalization
This add-on offers an additional sum insured in case you are hospitalized due to an accident. This provides adequate financial support allowing you to focus on recovery.
Accidental Death and Disablement (Common Carrier)
This add-on offers coverage for accidental death, permanent total disability, and permanent partial disability caused while traveling on a common carrier such as a bus, train, or airplane.
Home-to-Home Cover
This add-on covers the expenses incurred for transporting you from your home to the hospital and back, ensuring seamless and hassle-free access to medical treatment during emergencies.
Mobility Aids
If you require mobility aids such as crutches, wheelchairs, or prosthetic limbs due to an accident, this add-on covers the expenses for procuring them.
Lifestyle Support
With this add-on, you can get coverage for lifestyle support services such as physiotherapy, rehabilitation, or counseling sessions for post-treatment care.
Compassionate Visit
If you are hospitalized during your trip, this add-on covers the expenses for the travel and accommodation of a family member or loved one to visit you at the hospital.
Compassionate Stay
This add-on covers the expenses for the accommodation and daily expenses of a family member or loved one who stays with you during your hospitalization.
Emergency Reunion and Resumption of Trip
In case of an emergency that requires you to return home or reunite with a family member, this add-on covers the expenses for the travel. Additionally, it covers the costs associated with resuming your trip after the reunion.
Political Risk and Catastrophic Evacuation
This add-on provides coverage for evacuation expenses in the event of political unrest, natural disasters, or other catastrophic events occurring in your travel destination.
Common Carrier Delay
This add-on provides compensation for the additional expenses in case of delays due to the fault of the common carrier such as an airline, train, or bus.
Missed Connection
If you miss a connecting flight or transportation, this add-on covers the expenses for rebooking tickets or accommodation to reach your destination.
Child Escort
This add-on provides coverage for arranging an adult to accompany an unaccompanied child during their travel.
Loss of Gadgets
If your electronic gadgets such as laptops, tablets, mobile phones, or cameras are lost or stolen, this add-on covers the cost of repairing or replacing them.
Bounced Booking (Hotel/Common Carrier)
If your hotel reservation or common carrier booking is canceled or denied due to reasons beyond your control, we will cover the expenses for alternative accommodation or transportation.
Car Rental Excess Cover
When renting a car during your trip, this add-on covers the excess amount payable in case of damage or theft of the rental vehicle, reducing your out-of-pocket expenses.
Adventure Sports Cover
This add-on covers medical expenses and emergency evacuation in case of accidents or injuries during adventure activities like bungee jumping, skydiving, or scuba diving.
Home Contents
This add-on protects your home against theft, burglary, or damage while you are away.
Pet Care
This add-on ensures your furry friends are cared for in your absence.
Travel with Pet Cover
If you're traveling with your pet, this add-on covers the expenses for their emergency medical treatment during your trip.
Legal Expenses
In case you encounter legal issues or require legal assistance while traveling, we will cover the expenses for legal consultation, representation, or court proceedings.
Mugging Benefit
In the unfortunate event of a mugging or assault during your trip, this add-on provides compensation for the injuries and medical expenses incurred due to the incident.
Golfer's Hole-in-one
Get coverage for celebratory expenses such as buying drinks or organizing a party when you score a hole-in-one during a golf game.
Sports Equipment Cover
Receive coverage for loss, theft, or damage to your sports equipment during your trip. We ensure you can continue to enjoy your favorite sports activities without worrying about financial loss.
Weather Protection
In case your travel plans are disrupted due to adverse weather conditions such as hurricanes, cyclones, or heavy snowfall, we take care of additional expenses for accommodation, transportation, or other arrangements.
Debit/Credit/Forex Card Fraud
This add-on protects you against fraudulent transactions. It covers the financial losses incurred due to unauthorized use of your debit, credit, or forex card during your trip.
Identity Theft
In case of identity theft, this add-on covers expenses for legal fees, documentation, and other services, protecting your identity and financial security.
Cruise Cover
If you're embarking on a cruise vacation, this add-on provides coverage for various cruise-related risks such as trip cancellation, itinerary changes, or medical emergencies onboard.
Substitute Employee Expenses
This add-on provides coverage for the expenses incurred for hiring a substitute employee to fulfill your professional responsibilities in your absence.
Bail Bond
In case you are detained or arrested during your trip, this add-on offers coverage for the bail amount required for your release.
Cancer Screening and Mammography Cover
This add-on offers coverage for expenses related to cancer screening tests and mammography procedures on your trip.
Sponsor Protection
If you're sponsoring the travel expenses of your kid or dependents for overseas education, this add-on protects you from financial losses due to trip cancellation, trip interruption, or other unforeseen events.
Study Interruption
This add-on provides coverage for the expenses related to the interruption or cancellation of the study program due to unexpected events.
Maternity and New Born Baby Cover
This add-on provides coverage for maternity-related medical expenses, including prenatal care, childbirth, and postnatal care. It also covers the medical expenses of the newborn baby.
