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COMMERCIAL INSURANCE

Public Liability Insurance

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If you work with clients or customers, or in public spaces, it’s important to protect your business against claims of damage or injury. Public Liability insurance provides cover for third party liabilities (bodily injury / property damage) arising out of the manufacturing/industrial/non-industrial premises occupied by the insured you and legal costs incurred in connection therewith.

What’s Covered

  • This policy covers the amount which the insured becomes legally liable to pay as damages to third parties as a result of accidental death, bodily injury, loss or damage to the property belonging to a third party.

  • Future Generali Offers public liability insurances to non-industrial risks like offices, hotels, hospitals, schools etc., industrial risks like godowns, warehouses and factories and also mandatory public liability insurance, to be to be taken by owners ,users or transporters of hazardous substances as defined under Environment (Protection) Act 1986 in excess of the minimum quantity specified under the Public Liability Insurance Act 1991

What's Not Covered

  • Any willful non-compliance of statutory provisions

  • Fines, penalties, punitive and/or exemplary damages

  • War and nuclear group of perils

  • Injuries and damages to employees, workmen

  • For losses arising out of pure financial nature such as goodwill loss etc.

  • For losses resulting from personal injuries(such as libel, defamation etc.) and infringement of plans


Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

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