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What is Contractors All Risk Insurance?

As a prudent project planner, you should expect the best, but always plan for the worst and also be prepared for any surprises. Future Generali's Contractors All Risk Insurance protects your construction project against risks and threats

Designed specifically for civil contractors, the Contractors All Risk Insurance aims to protect civil engineering projects (office, hospitals, etc.) from accidental damages.

Why Choose Future Generali?

  • Zero deductibles
  • Best-in-class coverage
  • Swift and convenient claim settlements
  • Quick policy issuance
  • Simple claim intimation
  • Millions of happy customers

What is Covered?

We have designed our insurance policy to protect projects like:





Water tanks




Lightning and Fire

Burglary or Theft

Natural calamities like storm, flood, landslide etc.

Damage due to collapse, impact, or collision

Malicious damage

Add On Covers

Yes, our Contractors All Risk Policy also covers:

  • Removal and clearance of debris
  • Third-party damage or liability
  • Damages to the surrounding property of the owner
  • Escalation
  • Damage to machinery or plant

What is not covered?


  • Nuclear or warlike perils

  • Negligence by the insured

  • Halting of work

  • Wear and tear

  • Consequential losses

  • Shortage or disappearance of inventory materials

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.