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What is Industrial All Risk Insurance?

Minor accidents and breakdowns can lead to major shutdowns or huge expenses. Any halt in operations can spell huge financial losses. But with our Industrial All Risk Insurance, you have nothing to worry about. With our policy, you can financially protect yourself against damage to your equipment or any interruptions in your business.

Why Choose Future Generali?

  • 24/7 assistance and support
  • All-inclusive coverage
  • Swift policy issuance
  • No deductibles
  • Super-fast claim settlements
  • Easy claim intimation

What is Covered?

Material Damage

Any damage to your machinery or units can cause you irreparable losses. But we are here to prevent that. Our policy protects your equipment from damage caused by fire, burglary or theft, electronic equipment breakdown, boiler explosion, machinery breakdown.

Business Interruption

An uninterrupted business can maximize your profits. But dangers are always right around the corner. These risks can interrupt your business flow. But don’t worry, we won’t let that happen. Our policy compensates you for the loss in revenue due to interruptions caused by fire and lightning, natural calamities like flood, storms, landslides, riots, strikes, malicious damage, machinery breakdown, overflowing of tanks and implosions/explosions.

Add On Covers

The fee for consulting architects, surveyors, and Engineers

Temporarily removing your stocks

Alterations or extensions

Damages to customers’ premises

Damages to suppliers’ premises

Escalation

What is not covered?

EXCLUSIONS

  • Congenital diseases & illnesses

  • Any unnatural cause of physical injury like alcohol, drug influence, etc.

  • Injury or illness caused in a war, invasion or other similar operations

  • Hormone or sex-change related treatment

  • Non-prescribed drugs & medicines

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.