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Erection All Risks Insurance

Erection All Risks Insurance provides comprehensive and adequate insurance protection against all risks involved in the erection of machinery and plant as well as structures of any kind. This insurance provides coverage to all types of projects including large projects such as erection of Thermal Power stations, Fertilizers Plants, Oil refineries or the installation of complete factory facilities, which bring about myriad of risks for both the contractors and the principal.

What’s Covered

  • Covers all risks associated with storage, assembly/erection and testing of Plant and Machinery. All perils are covered unless specifically excluded.

  • Cover incepts from the time of unloading of the first consignment at the project site and terminates on completion of testing or handing over of the project to the Principal, or the period chosen, whichever is earlier.

  • Various additional covers like Escalation, Clearance and Removal of Debris, Cross liability cover, Extended maintenance, Damage to Owners surrounding property, Freight, Additional customs duty, holiday and overtime rates and wages are also available as per requirement and on payment of additional premium.

What's Not Covered
  • Loss or damage due to willful act or willful negligence

  • Inventory losses

  • Consequential losses, contractual liabilities

  • Loss or damage due to war or warlike operations

  • Loss or damage due to nuclear reaction, nuclear radiation or radioactive contamination

  • Losses due to normal wear and tear, gradual deterioration

Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.