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What is Erection All Risks Insurance?

When you install a plant/structure or machinery, there is always a risk of loss or damage. This could hamper the implementation process, causing immense financial stress. 

Even though you cannot control the loss or damage, you can prepare for what comes after it. Secure your dream projects and profits with Future General’s Erection All Risks Insurance.

With the Erection All Risks (EAR) Insurance cover loss or damage involved in the erection of a plant, machinery, structure or equipment.

This policy protects your machinery, plant, and other buildings when you assemble or erect them in your factory. Be it a thermal power station, oil refinery or any other kind of factory, our policy covers everything.

Why buy Erection All Risks Insurance?

Erecting new structures and equipment can be a long and risky process. Besides erection, you also have to take care of testing the equipment.

For both owners and contractors, there is a risk of damage. This policy will protect you financially if something like that happens.

What is Covered?

This policy covers risks related to:

Storage, testing, assembly, and erection of a plant or machinery

All perils like fire, theft, calamity, and accidents

The coverage starts when the first consignment arrives. Your coverage will end when:

The policy expires or on completion of erection and testing.

Add On Covers

Apart from providing you financial assistance to cover the erection process loss or damage, the Erection All Risks Insurance policy also offers additional covers like:

  • Third-party liability cover
  • Airfreight
  • Removal of debris
  • Additional custom duty
  • Escalation
  • Damage to surrounding property
  • Express freight

What is not covered?

The Erection All Risks Insurance does not cover damages or losses caused due to:


  • One’s own negligence and carelessness

  • Gradual wear and tear

  • War or warlike operation

  • Nuclear reaction, radiation or contamination

  • Inventory losses

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.