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What is Burglary Insurance?

Our burglary insurance protects your property from damages due to a burglary or robbery. So, whether you own an independent shop or an office space, burglary insurance can help you protect your property from potential losses an unforeseen burglary can cause.

Our burglary insurance policy covers shops and other commercial properties.

Who Needs Burglary Insurance?

Burglary insurance is a good investment for:
  • Small business owners
  • Large-scale businesses
  • Medium-sized business owners
  • Renters of shops/commercial property

What Does the Policy Cover?

Our burglary insurance policy is designed to cover:

Any valuables in your business or commercial premises

Cash, valuables, or other securities kept in a locked safe

Damage to your commercial/business property due to the burglary

Add On Covers

Our policy also features a lot of add-ons. You can pay a small additional amount and get coverage for:

  • Loss incurred to the property from damage due to riots, strikes, or other events
  • Expenses involved in changing or repairing the locks
  • Bulk items on a ‘first loss’ basis. Bulk items are items, which are at a greater risk of loss in case of a burglary.

What is not covered?

EXCLUSIONS

  • If the premises have been unoccupied for more than 14 days continuously

  • Nuclear activity, weapons, waste, etc.

  • War, invasion, an act of a foreign enemy, etc.

  • Confiscation, nationalisation, etc. by a government authority

  • Consequential event

  • Riots, strikes, civil commotion, etc.

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.