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What is Office Package Insurance?

Employees and electronics, profit and loss, desktops and dreams! With so many things to look after, it’s easy to forget what matters the most - you. With Future Generali's "Business Suraksha for Office" you not only protect your office and everything in it, you also protect yourself. Here’s to business without worries.

Why Choose Future Generali?

  • Quick Policy Issuance
  • Ultra-fast claiming process
  • Zero deductibles
  • Customizable plans tailored to your needs

What is covered?

Our Office Package Insurance is a comprehensive plan which covers:

INCLUSIONS

  • Equipment damage

    • Damaged mechanical and electrical equipment in the office? Our Office Package Insurance will cover it. If you have any plate glass or neon signs installed, our insurance protects that as well.
  • Loss of Money

    • Transferring money from one place to another is a common business practice. However, it’s also very stressful due to the fear of theft or loss. But don’t worry! With our policy, you have your money covered.
  • Infidelity of employees

    • Even though employees are our greatest assets, they can sometimes cause losses. But don’t worry; you can trust us with your life. Our office insurance plan covers any damages or losses caused by an employee. The damages include any fraud committed by an employee.
  • Fire and special perils

    • Covers losses arising from hazards like:
    • Fire
    • Riots, damages due to strikes or malicious intent
    • Damage due to aircraft impact
    • Bush fires
    • Natural calamities like typhoon, cyclone, storm, hurricane, and others
    • Bursting of pipes or overflowing of tanks
    • Lightning or explosions
  • Employee compensation

    • Our policies also protect you against any liabilities towards your employees. One of your employees may face an accident within office premises. In such cases, we pay the employee’s family.
  • Personal accidents

    • The unexpected nature of accidents can be very frightening. But don’t let that affect your work. We are here to take care of it. Our insurance policies cover you and your employees against any unforeseen accidents.
    • We provide compensation for:
    • Accidental death,
    • Permanent partial disablement
    • Permanent total disablement

What is not covered?

EXCLUSIONS

  • Nuclear and war perils

  • Consequential losses

  • Property or equipment damage caused due to wear and tear over time

  • Losses due to chemical contamination or pollution

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.