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What is Shopkeeper Package Insurance?

You started small but owing to your hardwork, you have made it big today. You run your OWN shop. Our insurance covers not only your valuables but also protects you and your employees. With our insurance plan, you can do business without a single worry!

It takes a lot of time and effort to run a shop. Any mishaps or accidents can ruin all you have built, and cause heavy financial losses. Fortunately, we at Future Generali understand this. That is why we have designed our Shopkeeper Package policy to give your property complete protection.

Our insurance covers not only your valuables but also protects you and your employees. With our insurance plan, you can do business without a single worry!

Why Choose Future Generali?

  • Fast policy issuance
  • Ultra-swift claiming process
  • Customizable plans
  • Zero deductibles

What is covered?

Our shopkeeper package insurance eases all your worries. The insurance policy covers you against:

INCLUSIONS

  • Fire and special perils

    • Covers losses arising from:
    • Fire
    • Natural calamities like typhoons, storms, cyclones, hurricanes, and others
    • Overflowing of any tanks or bursting of pipes
    • Riots, damages due to malicious intent, or strikes
    • Bush fires
    • Damages due to aircraft impact
    • Lightning or explosions
  • Equipment damage

    • Our insurance also covers any unexpected damages to electrical and mechanical equipment. The coverage also includes electronics as well as portable equipment. If you have any plate glass or neon signs installed, our insurance covers that as well.
  • Employee compensation

    • Our policies also protect you against legal liabilities towards your workmen. There’s always a possibility of a workman having an accident. In such cases, we give compensation to the worker’s family.
  • Pedal cycle

    • We know how important a pedal cycle is to many shopkeepers in India. It is crucial for both transport and deliveries. Keeping that in mind, our plan covers pedal cycles as well. We cover the repair and replacement costs of the cycle in case of an unforeseen incident.
  • Personal accidents

    • Accidents can occur anytime, anywhere. We, at Future Generali, know about how harmful the damages can be. So, our insurance policies cover you and your employees against such accidents.
    • We compensate for:
    • Accidental death
    • Permanent partial disablement
    • Permanent total disablement
  • Infidelity of employees

    • Sometimes, it’s your very employees that can harm your business or cheat you. But don’t worry, we’ll never betray you. Our insurance plan covers any direct damage or loss caused by an employee.

What is not covered?

EXCLUSIONS

  • Any property or equipment loss caused by wear and tear over time

  • Losses due to chemical contamination or pollution

  • Consequential losses

  • Nuclear and war perils

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings