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Future Generali launches ‘accelerated’ critical illness policy - Future Criti-Care

Direct claim payment process does not involve TPA

Mumbai, February 16, 2010: Future Generali India Insurance Company Ltd has launched a comprehensive health insurance cover, Future Criti-Care. It is an 'accelerated' critical illness policy wherein the entire sum assured will be paid out in the event of suffering a critical illness, diagnosis of terminal illness, before the end of the term. These conditions cover virtually every possible major medical risks that can be encountered in life. The sum assured will be paid on the diagnosis of any of the covered Critical illness which occurs first during the term of the policy. By combining the risks in this way, the cost of the policy is reduced to an affordable level.

Future Criti-Care’s claim payment process is extremely simple, customer friendly, hassle free and does not involve any TPA (Third Party Administrators). The customer submits the required documents to support the claim directly to the insurer who intern processes the claim and makes the payment directly to the customer. For e.g. Unlike other health insurance reimbursement products wherein only the amount spent for treatment is reimbursed, Future Criti-Care policy provides the insured a total lump sum payment (as per the policy conditions) which can be used by the insured at one’s discretion for savings, treatment & other miscellaneous expenditure for the well being of the family.

The plan covers twelve Critical illnesses that have high incidence rates among the Indian population viz; First Heart Attack, Coronary Artery Bypass surgery (CABG), Cancer, Kidney Failure, Stroke, Coma, Liver Failure, Primary Pulmonary Arterial Hypertension, Multiple Sclerosis, Major Organ transplant, Aorta Graft Surgery and Total Blindness. The insurance cover under this policy starts from 2 Lacs and be as high as 50 Lacs.

On this occasion, K. G. Krishnamoorthy Rao, CEO, Future Generali India Insurance Company said "This plan provides maximum personal protection in just one single policy at an affordable price. By taking a Future Criti- Care Plan, one can feel reassured of being protected against most serious illnesses. It is a comprehensive cover at a realistic price with minimum paperwork."

The launch of Future Criti-Care further enhances Future Generali’s Total Insurance Solutions product basket.

The launch of Future Criti-Care further enhances Future Generali’s Total Insurance Solutions product basket.

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