What is Future Advantage Top-up - Group?

Do you feel that your group health insurance does not provide enough coverage? If yes, then you might need to top-up your insurance plan. How? With Future Generali’s Future Advantage Top-up!

With our plan, you get extra protection at very low premiums. Plus, you no longer have to compromise on your employees’ healthcare!

What is in for you?

THERE ARE ADDITIONAL BENEFITS FOR YOU!

Extended cover
Swift and easy claim settlement
24*7 customer services
Quick policy issuance
Installments available
Tax Benefits
Loyalty discount

What is Covered?

Our policy provides extensive coverage, which includes

In-patient treatment

Hospitalisation can get really expensive. However, you have nothing to worry about, thanks to our top-up policy. With our plan, you can entirely focus on your treatment without worrying about your savings.

Ambulance expenses

We believe that getting to a hospital safely should always be the first priority. That’s why we take care of ambulance charges as well.

Other expenses

You will also get cover for alternate medical treatments. The policy also compensates for organ donor expenses and daycare treatment.

Expenses before and after hospitalisation

Treatment is a time-consuming and expensive process. Sometimes, it can begin before hospitalisation and extend long after you’re discharged. But you don’t have to worry about expenses, because we’ll be taking care of them! With your policy, you will be compensated for pre-hospitalisation and post-hospitalisation expenses as well.

What is not covered?

EXCLUSIONS

Self-inflicted injuries
Injury or disease due to war or nuclear perils
Cosmetic surgeries
Congenital illness or defects
Illness due to the consumption of alcohol or drugs
Obesity treatment
All sexually transmitted diseases

Plans and Eligibility

Our plans

Supreme plan: Supreme Plan covers all illnesses. This coverage includes heart-related conditions and cancer as well
Elite plan: Elite Plan only provides cover for cancer and heart-related illnesses

We secure

We offer the product on Individual & Family floater sum insured basis
It is applicable for groups as defined under IRDAI group guidelines

Policy term

1 year in case of non-credit linked policies
Upto 5 years or up to loan period, whichever is less in case of credit linked policies

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Policy Wording

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PRODUCT NAME: Future Advantage Top-Up-Group | UIN NO: FGIHLGP21154V022021 | LAUNCH DATE: 1ST OCT 2020

Expand coverage for the entire group

Top-up your policy today