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What is Future Advantage Top-up - Group?

Do you feel that your group health insurance does not provide enough coverage? If yes, then you might need to top-up your insurance plan. How? With Future Generali’s Future Advantage Top-up!

With our plan, you get extra protection at very low premiums. Plus, you no longer have to compromise on your employees’ healthcare!

What is in for you?

  • Extended cover
  • Swift and easy claim settlement
  • 24*7 customer services
  • Quick policy issuance
  • Installments available
  • Tax Benefits
  • Loyalty discount

What is Covered?

Our policy provides extensive coverage, which includes

In-patient treatment

Hospitalisation can get really expensive. However, you have nothing to worry about, thanks to our top-up policy. With our plan, you can entirely focus on your treatment without worrying about your savings.

Ambulance expenses

We believe that getting to a hospital safely should always be the first priority. That’s why we take care of ambulance charges as well.

Other expenses

You will also get cover for alternate medical treatments. The policy also compensates for organ donor expenses and daycare treatment.

Expenses before and after hospitalisation

Treatment is a time-consuming and expensive process. Sometimes, it can begin before hospitalisation and extend long after you’re discharged. But you don’t have to worry about expenses, because we’ll be taking care of them! With your policy, you will be compensated for pre-hospitalisation and post-hospitalisation expenses as well.

What is not covered?


  • Self-inflicted injuries

  • Injury or disease due to war or nuclear perils

  • Cosmetic surgeries

  • Congenital illness or defects

  • Illness due to the consumption of alcohol or drugs

  • Obesity treatment

  • All sexually transmitted diseases

Plans and Eligibility
Our plans
  • Supreme plan: Supreme Plan covers all illnesses. This coverage includes heart-related conditions and cancer as well

  • Elite plan: Elite Plan only provides cover for cancer and heart-related illnesses

We secure
  • We offer the product on Individual & Family floater sum insured basis

  • It is applicable for groups as defined under IRDAI group guidelines


Policy term
  • 1 year in case of non-credit linked policies

  • Upto 5 years or up to loan period, whichever is less in case of credit linked policies


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PRODUCT NAME: Future Advantage Top-Up-Group | UIN NO: FGIHLGP21154V022021 | LAUNCH DATE: 1ST OCTOBER 2020