Planning a trip to Europe with a Schengen visa? Don't overlook travel insurance. This comprehensive guide covers why it's essential, and what to look for, and highlights the best options available, including Future Generali's Future Easy Travel Schengen Plan. Travel confidently and stay protected on your European adventure.
Travelling to Europe is a dream for many, and obtaining a Schengen visa is often the first step in making that dream a reality. Whether you're planning to explore the historical streets of Rome, indulge in the culinary delights of Paris, or take in the breathtaking landscapes of Switzerland, securing the necessary travel insurance is crucial. In this article, we'll delve into the specifics of travel insurance for a Schengen visa, outlining what you need to know before embarking on your European adventure.
Why should you buy travel insurance for a Schengen visa?
This requirement is in place to ensure that travellers are financially protected in case of unexpected emergencies or medical expenses during their stay in the Schengen Area. Without valid travel insurance, your visa application may be denied.
What does Schengen travel insurance cover?
Schengen travel insurance typically provides coverage for a range of unforeseen circumstances that could occur during your trip to Europe. These may include:
· Medical emergencies
· Repatriation of remains
· Emergency dental treatment:
· Trip interruption or cancellation
· Travel delay
It's important to carefully review the international travel insurance policy details to understand what is covered and any exclusions or limitations that may apply.
Minimum coverage requirements
When purchasing travel insurance online for a Schengen visa, it's essential to ensure that the policy meets the minimum coverage requirements set by the Schengen Area countries. As of the time of writing, the minimum coverage requirements include:
l Medical expenses and repatriation coverage of at least €30,000 (approximately USD 33,000).
l Coverage for the entire duration of your intended stay in the Schengen Area.
l Valid in all Schengen countries.
l No deductible or excess clause.
Make sure to verify these requirements with the consulate or embassy of the Schengen country you plan to visit, as they may be subject to change.
Choosing the right insurance provider
When selecting the best international travel insurance for a Schengen visa, consider the following factors:
1. Reputation and reliability: Opt for a reputable insurance company with a track record of providing quality service and honouring claims promptly.
2. Coverage options: Look for a policy that offers comprehensive coverage for medical emergencies, trip cancellation/interruption, and other relevant risks.
3. Cost: Compare quotes from different insurance providers to find a policy that offers the best value for your budget.
4. Customer support: Ensure that the insurance company offers 24/7 assistance and support in multiple languages, especially if you're travelling to non-English-speaking countries.
Future Generali offers the Future Easy Travel Schengen Plan, designed specifically as a travel insurance plan for Europe from India. This comprehensive plan ensures that any unforeseen accidents or emergencies are taken care of while you immerse yourself in the breathtaking views of Europe.
Key features of Future Easy Travel Schengen Plan:
1. Worldwide service provider: Enjoy complete protection abroad with 24x7 toll-free assistance.
2. Comprehensive coverage: Covers medical expenses, including high bills in case of accidents or emergencies. It also provides coverage for baggage delay/loss, loss of passport, and more.
3. Worldwide assistance: Access emergency medical and travel assistance services round the clock.
4. Additional benefits: Instant policy issuance, online policy purchase, easy cashless settlements, and flexibility to choose customisable travel plans.
What's covered by the Future Easy Travel Schengen Plan?
1. Medical expenses: Coverage for accidents and emergencies.
2. Accidents: Protection against permanent disability and accidental death.
3. Financial emergencies: Assistance with extra funds during your trip.
4. Baggage loss or delay: Additional expenses covered.
5. Passport loss: Compensation for duplicate or temporary passports.
6. Other Travelling Inconveniences: Delays, cancellations, trip curtailment, hijacking, missed connections.
What's not covered by the Future Easy Travel Schengen Plan?
1. Congenital diseases and illnesses
2. Unnatural causes of physical injury: e.g., alcohol, drug influence.
3. Injury or illness in war or similar operations
4. Hormone or sex-change-related treatment
5. Non-prescribed drugs and medicines
Travel insurance for a Schengen visa is a vital component of planning a trip to Europe. By ensuring that you have adequate coverage for medical emergencies, trip cancellations, and other unforeseen events, you can travel with peace of mind knowing that you're financially protected. Before purchasing travel insurance online, carefully review the policy details, compare coverage options, and verify that the policy meets the minimum requirements set by the Schengen Area countries. With the right travel insurance coverage in place, you can focus on enjoying your European adventure without worrying about unexpected mishaps along the way.
Prepare for your Schengen visa journey with confidence by understanding the importance of travel insurance and the options available. Secure yourself with Future Generali's Future Easy Travel Schengen Plan, ensuring comprehensive coverage for your European adventure. Stay informed, protected, and ready to make unforgettable memories across the Schengen Area.
